Recent content by Serenas

Hi everybody, I am looking to buy an IP in Central Coast area, and need to organize a building/pest inspection asap. Anybody has a good inspector to recommend asap please!

As titled, I am doing renovation to a fibro house, and changing all the doors and locks. I find Bunnings Locks suck! I saw a friend's house years ago with type of lock in the toilet room a very good device--with a very tiny metal thing functioning like a latch, without any need of a key to...

I just heard roughly it costs $350 per sqm for bricking the external walls. I sort of pretty much fancy this idea...the whole house will become sort of brick house in $35-40k...plus internal transforming which might need another $30k, but is that sounding a good idea?...imagine the whole house...

Hi NeK, Did you eventually get your IP vinyl cladded or brick cladded? I am considering an IP fibro house in Western Sydney brick-cladded as well. I really like bricked house rather than fibro or vinyl cladding fibro house.

Thank you PT Bear for your informative sharing. True, let's wait and see what Macquarie will be doing.

I thought I would buy it the normal way, the only thing is, my husband's SMSF fund seems sitting there doing nothing, and I thought it would be a good idea to get the fund at least working... But from all discussion above, it sounds like I should stop thinking of buying serviced apartments at...

I am glad I have been staying with major banks so far...and not taking Macquarie Bank this time (almost very tempted by them ...) Basically I feel like, if I can't even find out somebody with a tangible address out there in the world in order for me to talk to, I don't feel safe to do any...

Good evening everyone, I came across a serviced apartment for sale this afternoon, which sounds very good investment with attractive positive gearing amount each year(a big few thousands dollars each year, and the property asking price is under $300k). and wondering if it's of any good for a...

Interesting discussion. Thank you all, especially Terry-w. The bank doesn't allow us to do guarantor plus borrower this time though, so we decide just do two borrowers this time.

Wow, thanks everybody for your guys' rich knowledge...I try to get consumed and make sense of what everybody says here. To answer Terry-w, yes, we were thinking of doing further investment in another property down the track when we feel like ready..but not within 3 or 6 months or so. Or...

Yes, both names are on the title. The loan structure will be split with a main loan plus a LOC.

Thank you Aaron. So, it's not easy to actually put me as the guarantor then... but is it true in the longer term, with my husband as the sole borrower and me being guarantor will increase the total borrowing capacity once I return to work, say, making another $50k-$80k per year?

Good morning everyone, We are doing refinancing to ANZ as I mentioned in another post. We are restructuring the loan, with the options of 2 borrowers-hubby as the main borrower and me as the 2nd borrower (me currently not working with a young child). Or my husband says perhaps this time we...

We happened to have one in St Marys as well, and it has been rented for so many years with the unchanged tenants (rent up to $320 for the last year or so), and I was considering putting up a bit rent, but then seeing that someone's else's three bedroom house is only asking for $300. So I think...