Recent content by Sidor

Subdivision flowchart Hi Ashley, Would you mind PM me flowchart as well. Thanks Alex

refinancing Thanks heaps for all the advices. I will talk to ANZ and see what they can offer. When I approached Westpac I was hoping that they wiull be interested in moving my other two loans from AMP to Westpac, but were not prepared to offer any better deals rather than 0.90% discount...

refinancing Got two loans with AMP $630k total, 80%, 6.22% variable rate. Also got one with Wespac, $275k, 90%, 6.19% variable rate. Both AMP loans got through the brocker. Have tried to approach AMP directly to get better rate, but does not look that they are interested. would...

Eastlink, Frankstone and other suburbs along Eastlink .. I am looking my 1st IP and have been following this thread and definitely Eastlink will bring the prices up in Frankston ... But it would be interesting to know what other suburbs from Mitcham to Frankston will mostly benefit due to...

80%, residential. Paid something like $1.5 LMI 2.5 years ago.

For how long have you fixed it ? 1 or 3 years ? They have 8.29% 3-yr fixed rate now ...

How much early repayment fee at PMG ? Can't find on their web site ... Or is it a secret ?

they just sent me their new rate increase letter = 8.94% (low doc) effective from 16/02 I am leaving them paying double monthly repayment as exit fee ! This is a rip-off .... Would not recommend to deal with them at all.

Hello everyone, I was trying to ask earlier but got no responses ... What are the benefits to have mortgage with there banks rather than with these guys for example ? 7.15% looks very attractive even if paying high application fee ? Any catches there ? We are with...

Hi, Just wondering if anyone with Ratebusters or if anyone has any experience with or heard anything good/bad about Ratebusters ? http://ratebusters.com.au/products.asp Rates (7.15%) look very attractive ? Any catches ? I am thinking to get loan through them. Appreciate any responses.

This is only my broker's number on the statement :) Anyone has loan with AMP ?

Richard, thanks for comments $240K low doc at the moment. With Interstar (Challenger) I even do not know where to ring - they only work through loan managers ... Will try to call their Customer Support ...

Thanks for the advice ... I will need $50k in about 6-8 months for family things, so I do not really need to refinance right now, but my broker saying that I need to do it right now and using equity in out property refinance as high as possible, saying that we will get these $3000 exit fee back...

Thanks Wylie. Early exit fee applied within the first 5 years, so we stuck for another 3 years with them unless we pay $3000 exit fee ... My broker seems to be unwilling even to consider staying with tInterstar because I think he won't get comission for that and wants to move us to...

Hi everyone, pleased to become a member of this valuable forum. I am a newier and would appreciate to find some answers from experienced memebers. I got Low-Doc mortgage with Interstar (Challenger) 2 years ago, 8.19% after last increase. Now I got tax returns for the last 2 year and...