Recent content by Steve Navra

Hi Joel, Yes you are quite correct that the calculation is similar to the 'dividend growth model in finance' Rental growth is included and is reflected in the calculation by way of the difference reflected between the Moving Median Yield (MMY) of the post code and the actual (new rent)...

Hi Redwing, Sim and others, Yes I am associated with the Financial Planning Property Academy and my wife is one of the company officers. Please note that the FPPA offers education and training only . There are no products for sale, nor any financial advice given, it is 100% education...

And not a drop to drink :mad:

Dear Members, Please do not get discouraged about the strength of property as a growth asset, or about the use of structure to create cash flow and serviceabilty for acquiring property. My personal circumstances have come about as a result of investing in plantations and vinelots with Great...

Hi, I am struggling to upload my presentation slide show on this topic. I will email slides and notes to Sim and perhaps he will oblige :) Cheers, Steve

Hi Spiderman, As mentioned earlier I will post an in-depth response to this question, soon after I have completed the JV we are currently working on. The short answer is the level and extent of the invisible (hidden) derivative debt that underlies and holds up current world equity...

Hello Chai Walla, I have previously stated in this thread that 3% of clients registered complaints against the company. These relate to approximately 30 complaints to FOS and 2 litigation cases, of which one has subsequently been withdrawn. We had approx 1,200 clients on our books, so given...

[/FONT][/COLOR] Dear Go Girl, I certainly am not ethereal or a ghost :p Very simply I have decided that I no longer wish to be a Financial Planner and so I have closed two of my companies – NFS and the Licence; these relating to financial planning. I still continue to run my Funds...

Hi cu@thetop, The Ombudsman will deal with the complaints as they must, irrespective of the merits. Most of the complainants claim they "did not understand" the implications of their investments; even though our statement of advice is 90 to 120 pages of explanation and disclosure. Also, some...

Hi Chia Walla, I mentioned the closing of both Navra Financial Services Pty Ltd and Navra Group (License) Pty Ltd. Our appointment of an administrator or liquidator is the formal process of asking an independant third party to close the companies. Regards, Steve

Facts re: Navra Companies Hi All, Here is the factual information regarding the Navra Companies: A) Navrainvest Ltd Navrainvest Ltd is a funds management business and is publicly owned by shareholders. This company is operating successfully, the income funds are currently performing...

Gotta love the GC. :) Currently we only recommend property purchases in Sydney, Melbourne, Brisbane and Perth. Not to say other cities are not good, just that our criteria include employment opportunities for potential tenants. Kind regards, Steve

Hi Ms Jade, Your comments and investing rationale is good. :) I update the heat maps quarterly as the data comes out from Residex. We supply this info at no cost to our clients. Kind regards, Steve

Hi topcropper, You are spot on actually! Rental Reality is all about not overpaying for an asset. Nobody can tell the future. :) What I am suggesting is that the heatmaps will give an accurate indication as to when to buy, within Rental Reality value and then it is anyone's guess as to...

Hi Virgo, The Y-axis represents the 'variance' from Rental Reality: in other words the further you are from the true value of the asset. So the lower the number trending toward a negative- indicates a buying opportunity and the higher numbers trending towards less of a buying opportunity. As...