Recent content by Sunshine4122

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    Transferring SMS from old phone to new phone

    I use SMS Backup. https://play.google.com/store/apps/details?id=com.zegoggles.smssync&hl=en. Love it... It saves to the email address you nominated, both SMS and call logs, and it's nicely stored in folders.
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    Given pre-approval, then declined at final loan paperwork

    All the best to you, and let us know who's your White Knight. We've been thru similar and wasted a lot of time. Luckily we were able to cancel it so hopefully didnt get a Rejected sign on my forehead.
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    Partnership with your spouse?

    Thanks Sean, have done that :-)
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    Course for Caretaker/Letting/Sales

    My plan is to do caretaking and letting only. It's a really small complex... I should add that few years ago when I lived in a Complex, the Manager only had RLA and those days he can sell units within his Complex without doing a Sales Licence.....
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    Course for Caretaker/Letting/Sales

    Good morning all. We are in Queensland and looking to purchase management right. With the recent changes to regulations we would appreciate if you can advise the best way to take out a course. My impression is RLA should suffice for caretaking and letting purpose. But the Agent said 'might...
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    ?Equity? to our property ? CBA and frustration.

    Bump! We have a case of inexperience Lender and inexperienced Borrower :(
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    ?Equity? to our property ? CBA and frustration.

    We do not have the illusion I think. We have supplied everything we could. But yes, I do understand that the Banks are the most prudent organisation you can deal with.
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    ?Equity? to our property ? CBA and frustration.

    Thanx Jamie for the heads-up. Will do. A big thanx to this wonderful group too, for your understanding and your sharing to this very green newbie :):):)
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    ?Equity? to our property ? CBA and frustration.

    Thanks, I understand now. It is a catch-22. We want our facility to be topped up so that we can buy IP and get some rental income, but how do we buy it if the finance is not enough?? We have 2012/2013. Accountant is doing 2013/2014.. another frustration because it's a new accountant since...
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    ?Equity? to our property ? CBA and frustration.

    Definitely not. It's the way we've been stuffed around all these weeks. Since Day One he knows what we wanted, what we have and dont have. He could have told us first up that Hubby didnt have 2-year history and we will bugger off. We wasted so much time and effort. Thank you. I understand...
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    ?Equity? to our property ? CBA and frustration.

    I suspect they are. How do I check this please? Sorry can you please explain? We prefer a top-up, not a separate loan (The amount is not large enough) I don't think we have given that the 'equity' is over $250k, and our loan balance is so low. How do I check this please? No
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    ?Equity? to our property ? CBA and frustration.

    Thanks. I gather that now.
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    Partnership with your spouse?

    Thank you all Thank you all for your kind replies. Sorry I am a newbie here.. I thought I had subscribed for instant notification of responses.... As I didnt receive any emails or bells ringing, I was rather disappointed that noone looked at my post:-( I stumbled onto this page again to day...
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