Recent content by tgg

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    95% + lmi

    Liberty Financial I've heard that Liberty Financial offer 95% + capped LMI for investors. Has anybody had any experiences with them?
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    95% + lmi

    It's third investment property
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    95% + lmi

    It's an investment.
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    95% + lmi

    Are there any lenders left that will do 95% + LMI (total with capped LMI, say 97%) loans out there?
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    Changes to bank investor lending

    Hi I've heard that BankWest will no longer to >80 LVR investor loans and that CBA will offer normal discount if the investor loan application is with a home loan. Is this correct? What other changes are the banks making to investor loans? Is APRA driving all this?
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    Transfer of LMI for new purchase

    Hi My brother purchased a ppor for 630k (93 LVR) 4 years ago. Had to pay LMI approx. 10k. He has sold the property for 767k and settlement is in three weeks. The lender was ING. Last week he purchased a new property that will be his ppor for 598k (86 LVR), with settlement date on...
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    CGT on PPOR

    Hi, A friend of mine purchased an apartment that he intends to be his PPOR. However, it was purchased with a tenant that has six months remaining on the lease. If he moves in as soon as the lease is up will he be liable for CGT if he claims deductions for the initial six months it was...
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    Turning PPOR into IP

    Initial loan on my PPOR was 400k. Over the years I have paid off 200k. I now want to turn this into an IP as I have just bought (settle in 2 months) a new property that I want to live in. Can I refinance the loan on the existing property so that the loan is back up to 400k and use the funds...
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    Land tax in Brisbane

    I bought 3 IP's in Brisbane last year. Yesterday I received an annual land valuation notice for these properties. Based on these valuations I am going to be liable for $10k in land tax. Is there anything I can do to avoid the land tax? If not, what should I consider before making further...
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