Recent content by Thann

Would it be better to just pay off the PPOR loan with the money in the offset, then get new loan(s) for investing?

I use all; PC at work, MacBook Air at home, iPad and IPhone when mobile (depending on the situation)

Not planning to stop. Might give up on working for someone else at some point though;)

I've noticed this too.

I'd talk to a broker who knows about the HomeStart NT conditions... When we were looking to buy for the first time (Several years ago now), our broker gave us the option of Homestart or normal deposit. (We were eligible for homestart, but also had a big enough deposit) I don't remember...

No worries I use iBank, which is Mac only

We have a 'free' 30-day interest free CC as part of the ANZ 'Break free' package, so we use it for all IP expenses and pay it off at the end of the month. (Just means the money can stay in the offset account a little longer) Mostly convenience, but it came as part of the package. The IP CC...

My Wife and I have already decided, it'll be the grey nomad life for us:)

1. Rental Income goes into PPOR Offset Account (along with all other income) 2. All loan (PPOR and IP) interest charges come out of Offset Account 3. PM fees (And some minor repair charges) are deducted from Rental Income by PM 4. Insurance, Rates Body Corp, large IP repairs etc. are...

Having brushed the outer edges of this type of situation.... Don't, just... don't :mad::o

Agreed :o LONG before

Interesting idea. Looks like it only has data for NSW ATM :p

Yes, quite an eye opener :D

I'll be waiting a little while yet. I'll probably wont upgrade the Wife's iPhone 4 at all. When I get some free time I'll save the current IPSW so I can have a play on mine and restore it later.

Congrats :) Make sure to double check the paperwork. Once had a bank try to cross everything, despite written (email) instructions. :mad: Managed to get everything sorted before settlement :cool: