Recent content by The_Husband

These returns are pretty poor. If you had $50,000 you could use this as a deposit on your own property and make a much better return with much more control overit.

Have you got any relative you can trust. I've purchased property in my wife's name while she was out of the country using a Power Of Attorney. It has to be registered at teh Land TItles Office (in NSW anyway). it was simple. no problems at all. Funny thing is I sent the wrong document to the...

I have tried Wide Bay Capricorn Building society and they will do wraps. They also offer a 95% lend and they have their own LMI company. ie they self insure their own loans. TH

Hello Gurus I owuld like to hear people's tips for getting the most out of financial institutions. Ie ways to maximise borrowings etc. My tips would be for a husband and wife to buy property in their separate names, not jointly. This way when you go for the next laon, serviceability is...

Elma Try RAMS. They have a low doc at 80% LVR and do units over 40 m, but not inner city (I think). TH

Thank you Dale. That is ok then. I am the trustee of my trust, not a company. Thanks again

Another option when using a trust is to just get the loan in your personal name. In theory, you are acting as trustee of the trust and you can still claim the interest etc as being trust expenses. This is what I have done with some of my properties. Is this right Dale?? Thanks TH

Dear mr Fuzz Is that you real name? I think you will find that you will have a hard time getting a normal loan for something so small. Even harder for a low doc. Sorry can't really help other than that. Come to think of it no help at all really. I should just delete this...............

Neil Jenman has a few things to say in his recent book about the investment institute.

Rolf Good Point. But, It is just annoying to know that someone has rippend you off. I think the sum inloved is around $20,000 which is a bloody lot of money. I beleive that this happens all the time in Real Estate marketing. TH

Does anyone know what has happened to The Investment Institute (No not Henry Kaye, the other company with a similar name). Nigel Kibel used to post regularly on the old forum. I haven't seen them post for a long time. TH

I few years ago I purchased a unit off the plan from a 'investment' company. It is due to complete at the end of next year. I beleive that I paid market valuation for the property, but I now think that the developer paid a large undisclosed commission to the marketer. This was probably disclosed...

I would like to become a broker. Can someone let me know how I can do this? I don't have any finance background, though love property investing. TH

Hi Everyone I have a Trust with me and my wife as Trustees. I was thinking to change it so that I was sole trustee. It is a hasle when purchasing things that we both have to purchase as trustees for 'The Husband Family Trust'. Also for loan serviceabilty, having just one on the loan means...

I have seen an ad in the API magazine which offers loans for properties secured off the plan at 80% of valuation not purchase price (I think-going from memory here). Maybe you could get in without paying any deposit? Rolf do you know any lenders that would do this? TH