Recent content by theparlourroom

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    Where to start?

    I'm just beginning to plan my financial future and would like to speak to someone about a plan. But from reading the forum, I think if I go to a financial planner they will only recommend things they make a commission from (i.e. not IPs). And I want someone who will give me independent advice...
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    salary packaging and tax

    How exciting - I'm sure my fellow NSW Health employees will be very interested to know this!! I'll follow it up. Thanks heaps.
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    salary packaging and tax

    Can I ask what you mean about not paying mortgage insurance b/c you work in the health industry? I've not heard of this before and I work for NSW Health. Thanks
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    Buy IP or PPOR first?

    I am in NSW, so stamp duty considerations are important to me. As I'm just beginning (and thus conservative) I think I will probably stick to IPs in NSW too. There is so much to consider! The research alone is a fulltime job. Thanks to everyone for your replies and help.
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    Buy IP or PPOR first?

    I am just beginning my research into purchasing property and I was hoping to get some advice about the pros and cons of buying a PPOR vs IP first. Ultimately, I would like to own my own home as well as be earning income from several investment properties. At the moment, I can't afford to buy...
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