Recent content by tj22

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    Strategy question

    can't believe i didn't get it haha cheers.
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    Changes / tightening on servicing for investors

    i'm a tad confused as well, so it won't move from 7.5%, if interest rates move? also what is SVR stand for?
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    Strategy question

    what is a LOE/LOR strategy? also what is LOE and LOR stand for?
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    loan repayments weekly, fortnightly or monthly

    loan is with cba 4.39% loan amount is 160k 80% lend. p&i with a redraw facility. so yea i'll probs just pay weekly then. Cheers all
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    loan repayments weekly, fortnightly or monthly

    so my question is should i have my loan repayments made weekly or monthly? i was thinking monthly from a bookkeeping point of view. but then weekly repayments would be saving me interest on the loan as it has less time to compound. what do you guys do?
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    to increase yield

    ok, any ideas how to get around the serviceability problem then? with the recent changes for growing lrg portfolios ?
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    to increase yield

    but it'd be taken at there highest yield limit i would think. and i mean 7.5% p&i (around there)
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    to increase yield

    hi all, so i'm hearing that the new changes for serviceability is 7.5% and P&I that being said to help you be able to get more IP's would it be smart to include water / power into the rent? as it would show a better yield / more rent.. or is this pointless?
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    End of financial year tax time!

    i'm settling on a property 29/6/15 but i don't really want to have to go and pay a account an extra 100-300 dollars (it's an old property) can i just do a tax return for my self and do the property next year?
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    Changes / tightening on servicing for investors

    this sucks, it's not for all banks though just for amp? i can understand they taking the repayments as p%i if its IO
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    Conveyancer and/or B&P inspectors Ipswich Region

    Priemier Building & pest solutions building & pest Robert 0435 776 878 1 man business so decent price and also discounts if you pay cash.
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    Changes / tightening on servicing for investors

    AMP - no more taking other banks debts at actual repayments. This is a big one. what does it mean when another bank takes debt at "actual repayments" bit confused.
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    company trust

    it's around the 200k mark and i'd say 1970-1985 build
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    home insurance landlord insurance

    hi all, what questions should i ask when getting home insurance? is it a bad idea to bundle home and landlord insurance together? what questions should i ask when getting landlord insurance? the properties i'm looking at buying are lower end properties so i'd think there would be a...
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