Recent content by vicenteramos

  1. V

    re:- Proposing to the person I want to marry

    "1. Since this 'process' is important, I would like to make it as memoral as possible for her. A friend suggested walking the beach then half way thru, pop the question." It doesn't need to be elaborate or totally extravagant. I reckon if you're at the stage of a proposal, you would know where...
  2. V

    Refinance PPOR loan to sructure for future conversion into IP??

    Hi All! I have been advised by my financial planner that I should refinance my current PPOR P&I loan (150K debt with 80K redraw available) to a Line of Credit type loan(Interest only). He purports that we cannot legally draw out all available redraw when it comes time to convert our PPOR...