Recent content by warrenkh

re Yeah, I agree that the election would be around either pre May - if Swan cannot get a surplus, or dragging out to Late Oct / early Nov as Labor taking their time to take the shine off Abbott's armour. Look at the end of day, I dont see much difference between either party. Yes, may be...

re I am actually neutral on the carbon tax issue. Let me explain this way: At the next election: 1. If labor wins, the carbon tax goes ahead, tax increases, and small people like us pays. 2. If liberal wins, and if carbon tax gets cancelled. Then we have 'direct action'. Where...

re Pension pay out is not the only cost an ageing population does. As one age, its more likely that they will be less healthy than when they are young. And therefore, they will need more doctor's visits, take more medications, and if they are unable to look after themselves, they needed a...

re From my experience its more simpler than that. If a girl is interested in you, she would make it easy, and you dont even have to spend too much money to get her attention - e.g. take her on a pinic date. If a girl is not interested in you, then you can spend as much money as you...

re Depends on what kind of disaster you are expecting. If its economic, then the plan may work, provided you have a good supply of seedings and animals. However, if its a natural catastrophy, or significant climate change, then you may find what is fertile now may not be so when that...

re however: 1. The cost of food - e.g. food and vegetables have increased, and at times way over inflation. 2. The cost of essential utilities - e.g. electricity had gone up more than CPI. Internet is an additional cost of live which is now essential. 3. Flat panel TV - well, it...

re Re However, its just as wrong to generalize the younger generation as it is to older generations. If you look from a different perspective: 1. The cost of living is higher 2. The cost of housing is higher - income to price ratio, and that average income cannot afford to buy an...

re re I believe a society have to have a balance between socialism and capitalism. For example, our national defence force is a great example of a socialist system. And from time to time, questions were raised regarding its overall cost efficiency. And yet, one can be sure than no...

re Unless you have a large deposite. Taking aside the loans that you already have. Just say you have a deposit of 500,000 and need to borrow 1,000,000. On a interest of 6.75%, would be extra $67500 a year of interest. Which then translate to an extra spend of $5625 of interest repayment...

re re Really? 35? You be so bored if you retire by that age. :) In addition to investment, there are of course other ways to reduce your PAYG tax. I work for various charity organization. For each, I get 15000 of expenses tax free - this can be my own home mortgage or credit card...

re If money is not a problem, then definately buy in Kings Domain, or near the Botanic garden precint. Warrenkh

re re: I am also one of those 'landlords' who worked hard from bottom up. And I agree, most of the investors here started out in fairly poor shape, otherwise we wont be doing much investing. To give you an idea of how hard it was. I am a 1980 baby. Both of my parents lost their blue...

re For those of us who are more mathematical minded, here is a PDF that doctors use to work out the risk of having a cardiac / cerebral event for a patient in the next 5 years. http://www.sld.cu/galerias/pdf/servicios/hta/ebm_cardio_new_zeland.pdf You can probably work it out yourself as...

re Again, the measurement they use is 'median'. This figure can vary alot depending on the pool of figures they draw it from. The more important indicator would be how much your investment increase by rather than the overall median average. Having said that, may be its true! Broadmeadows...

re I look after my parent's house whilst they are overseas. They have a modest 650 m2 block and a moderate size back and front yard. I usually do this on a weekday when I am free - which is very rare. But I tell you what, those damn grass grow faster than my hair especially after recent...