Recent content by waydo77

  1. W

    no interest personal loan?

    yeh well my plan was to work out when i could afford to pay it off in 1 year transfer it to cc at interest free for a year, paying weekly as i would with my normal personal loan, so if it was possible and i did it now i would pay $346 per week and have it paid off in a year saving myself approx...
  2. W

    help with my situation?

    thanks for the info, found an LMI calculator and worked out after paying aroung around $5700 for LMI i can access another 44k, so theoretically this means i could use this to cover deposit and costs on an IP around 200k borrowing at 80% or maybe 220k at 90%? also when acquiring loans for...
  3. W

    no interest personal loan?

    hi all, i have a debt of 18k on a personal loan and havent looked into it much but have seen a couple of credit cards out there that say u can transfer personal loans and cc debt onto their card and have no interest charged on balances transferred for the first 12 months? does this mean i...
  4. W

    help with my situation?

    hello all relatively new to the forums and investing, just kinda fell into my first IP, as girlfriend had a house when we met and i was starting to build... After some advice as I am looking into buying my second IP, looking at something possibly between the 250-350k mark below are my details...
  5. W

    IOIA or normal principal/interest loan?

    im looking at getting a loan and not sure whether to got Interest in advance and pay over the minimum or just normal principal interest loan? it is for a block of land ($118000 loan) that i will build on as my ppor, want to pay 400 fortnightly or a little more while saving a decent deposit for...
  6. W

    IOIA or normal principal/interest loan?

    IOIA or normal loan? im currently looking to buy a block of land and build on it within 6 months of owning it as my primary place of residence and am not sure what loan to go for im looking to pay approx 400 a fortnight while saving a deposit for the building, any ideas, thanks in advance, wade
  7. W

    which way is the best to face?

    hi guys, im pretty new here and did a search but came up with nothing, i have bought a block of land and am currently trying to work out when i put the house on it the best way to face the front of the house in regards to wind direction and sunlight etc,i live on yorke peninsula sa so moderate...
  8. W

    2 storey goodness

    nah all is good theyre all licensed and whatnot, in diy i mean simple things paving, painting, landscaping etc also looking for a decent builder in sa as i forgot to mention in first post...cheers wade
  9. W

    2 storey goodness

    hey ppl am looking to get a 2 storey built as my ppor, and am wondering what are the best ways to save money, e.g, diy or what not painting etc.? i already am going to get friends to build a shed and tiling in the house also, and another friend can do concrete on the cheap...any ideas? also...
  10. W

    getting the grant?

    ok thanks tobes, just a thought really, dont have to pay rent anyhow as im living with my girlfriend, but the interest on the loan is a good point ,cheers
  11. W

    getting the grant?

    hey people,:eek: just after some info as ive searched the net and cant find an answer, is there a way of still getting the grant at the full amount like say having a building contract where the slab is put down and the grant used to just pay for the slab then build the rest a bit later down...
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