Recent content by yellina

  1. yellina

    What is your Interest Rate

    That was excellent rate, I think you have the best rate out there. I have spoken to loans.com.au. They have rates at 4.49% . I will definitely look into it. Thank you for the info. Hari Yellina.
  2. yellina

    sunshine vic?

    Simtr, I have explained whats went good with my Investment Properties. I dont sell any properties. Some people can have bad experiences with CBD, But I had a good experience with City and inner suburbs. I bought 3 year old property. If I had enough Deposit now, I will buy a unit or house...
  3. yellina

    sunshine vic?

    Altonz, This is a very nice question you have asked. I have been a Investor for so many years. I have invested in CBD, Middle Ring, 23 Km away from city, Country Side, Commercial properties and Overseas. Invested in Houses, Apartments, Offices. Country Side Investment in Shepparton and...
  4. yellina

    Anyone heard of property secrets ?

    Dear Hysterical, I been to their Seminars and spoke to the owner as well. Their Strategy is quite different. They suggest me to build my portfolio in perth. I like Melbourne and didn't go with them. I bought 2 Investment Properties since. If it suits you, Please do go ahead. They might...
  5. yellina

    House Prices Increase Theory

    Dear Devank, So far, If you take 10 years period in any country. My theory is holding up. Thats the reason in Developing countries we see more capital growth. Their inflation and Interest rates are very high. Due to maximum leverage in Western Countries we are able to match up to the...
  6. yellina

    NZ Property Market

    Dear Redwood, Is there any Australian Bank that will lend on NZ properties. If you are living and working in Australia (Australian Citizens).
  7. yellina

    House Prices Increase Theory

    Dear Members, I have been working on theory of House prices increases in any given country, Please comment on your thoughts. I have been researching on a Theory on House Price Increases. House Price Increase = Inflation + Interest rate (RBA). Taking 10 years intervals at a time...
  8. yellina

    sunshine vic?

    I was very Inexperienced in that time. After realizing that, We bought in West footscray, It has given us fantastic capital growth and the rents are excellent. After reading the forums from the smart people, We are buying close to the city. And we are very happy. Thank you Hari.
  9. yellina

    sunshine vic?

    Dear Altonz, It is very interesting post. In 2008, I was to an Auction to buy a house in Sunshine. Asking price was 240K (4bedroom). After reading some reports on Sunshine, We decide not to Invest and we bought 2 properties in Hoppers for little bit less price. Now the same house is...
  10. yellina

    Are you buying during 2014?

    Singo, Yes we will be buying in 2014. I purchased in 2013 as well. Australian Dollar is 20 - 25 % cheaper than last year. Which is cheaper for Overseas investors. Especially American and Chinese (they currency is pegged to dollar). Due to Share market boom, They is some spare cash...
  11. yellina

    Which way is the economy heading?

    Dear All, In my opinion, Real estate market will see a rise of 5 - 7 %. I was reading post from 2012. Most of them says, the property prices will crash in 2013 and we should be seeking alternative investments. I didnt sell any of my properties. Suprisingly, Melbourne properties has gone...
  12. yellina

    What is your Interest Rate

    Marty, I was with Suncorp before and changed to ANZ. is 4.81% for new customers and do we need to have loan more than million. My LVR is 80% and below for all the properties. Full doc loan. Please advise. Thank you Hari.
  13. yellina

    2 Toilets Vs 1 Toilet for 2 Bedroom in CBD

    Dear All, I had a very long discussion about having 2 toilets vs 1 toilets in City apartments. Could you please suggest advantages and disadvantages of having 2 toilets in a CBD apartment. From my Side. Advantages. 1) 2 toilets two friends or couples can share the apartment...
  14. yellina

    What is your Interest Rate

    Dear Rolf, 4.8% thats got to be really tight Interest rate. I wish I can get that. from : hari Yellina
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