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    Basic variable rate loan with redraw?

    Hi, My fixed term PPOR loan is finishing, I have an opportunity to switch loans now... Loan amont is about 350.000 I checked Infochoice for basic variable rate loans with redraw facility http://news.infochoice.com.au/home-loans/basic-variable-home-loans.aspx# What I noticed is all...
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    Subdivide a large house - VIC???

    Hi, I know "semi" or semi-detachable are quite popular in Sydney. Just thinking, if I have a large house: 5br + study + 2 living areas, on 750m of land, is it feasible to subdivide it on 2 units? The house already has 2 bathrooms, and adding the second kitchen in the second living area...
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    Interest rate if I will rent out PPOR?

    Hi, I've got split loan paperwork from CBA, for my PPOR. For variable part, I have 0.85% margin below standard. For fixed part, it's 0.45% below. Hovewer, "When security property is leased" - margin became zero for both parts.... Called my bankier and asked why the bank will slap me if...
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    Passed in at auction... Maybe sell it myself?

    Hi, My house passed in at auction today. I am confident my reserve price was right, this was a valuation from 3 independent RA agents. I hoped to get some more.... now it's a straightforward affair - here is the price, here is the house. Agent authority expiries next Saturday. Now...
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    Prof. package. Do I have a good deal?

    Hi, Can anyone assess if what I've got is a good deal. It will be great if anyone can offer something better... My situation: *Selling my current home, this should bring me about 200K. *Salary: about 100K, full time permanent employee with 4 years in current job. *Apart from current mortgage...
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    How to choose RA to sell? How to neg. fees?

    Hi, Thnk you all guys for your previous advice on costs and taxation for PPOR and investment... If not you I will be in big, big trouble. :cool: Now I left with no choice but to sell my family home in Greensborough. How do I choose real estate agent? I looked on the biggest players in...
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    Split loans - 1 loan for 2 houses. Makes any sense?

    Hi, I am owner-occupier, and here is what I want: * Refinance my current loan to be an investement, fixed rate, interest-only, 95% LVR. * Use money to finance another property which I will occupy. This will be variable rate, and here is where all the money goes... Homepath proposed me...
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    350K house let for 300pw - madness??? Can you verify???

    Guys, please tell me I'm wrong somewhere...:eek: I am considering rent my house instead of selling it. But this is madness!!! I will be adding 10K per year for this silly "investment" until rent will double... The only hope is capital gain - and by the way, it will be taxed. How much...
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    To sell or to rent out?

    Hi, I am new to this forum and need your advice :) I live in Melbourne and own a 4br house in Greensborough. We recently renovated it and it worth about 350-360K. I have around 150K outstanding in mortgage. I want to buy a house in another area, for some 410-430K. I have a choice to...
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