Search results

  1. P

    Buying small volume USA shares from Australia?

    Hi all, Does anyone here buy global/US shares from Australia? Who do you trade through? The ones I've looked at so far are either expensive per trade or required $2k minimum buy/sell orders. I already have a Comsec account for domestic shares, but their International account is $65...
  2. P

    Any Western Sydney plumbers on here want to give me a quote?

    Hi all, we're in VIC but with an IP in Western Sydney. We are regularly having a blocked pipe, caused by tree roots. We've had the plumber out twice in 12 months to unblock but looks like we'll have to do a proper repair. I've had one quote via the PM, wondering if anyone on here does this...
  3. P

    Anyone used SHK Exec Recruitment, or know any professional development groups?

    Hi all, Has anyone had any dealings, (good or bad), with SHK executive recruitment consultants? My partner is ready for a change, she is high level management for a large Australian not-for-profit organization. Her role is wide and varied. She manages a large department, prepares...
  4. P

    Check your credit card statements thoroughly, (especially Woolworth/Qantas).

    Just a word of warning, particularity if you have a Woolworth Qantas credit card. Like many people, I use my CC for pretty much all purchases and have it set up to pay off in full by direct debit each month. I've had this card for maybe 3-4 years and always done it this way. Very...
  5. P

    Is my loan now contaminated? (have I lost deductibility?)

    Any tax experts shed some light on this for me? I have three loans, (2 against PPOR and 1 against IP) as follows:- MacQ - Loan 1 - 80% against PPOR - Purpose PPOR MacQ - Loan 2 - $50k secured on PPOR - purpose IP1 - DEDUCTIBLE ME Bank - Loan 3 - 95% IP, secured against IP. - DEDUCTIBLE...
  6. P

    Buyers Agent - Brisbane area. Any recommendations?

    Hi all, As per title, can any one recommend a BA for Brisbane or QLD in general? Thanks.
  7. P

    Claiming interest on borrowed funds for business costs?

    Hi all, I'm in the very early stages of looking to start my own company. Hypothetical question regarding start uo costs, I have the cash to buy the equipment and software I need ready to go. I start a company, "Propagate Enterprises" for example and I am the sole owner/director. If I...
  8. P

    Maintaining destructibility of split loans?

    Maintaining deductibility of split loans? Hi all, I thought this seemed obvious, but I'm now reading conflicting arguments and wondering which is correct? Scenario:- IP1 - Purchased using 95% loan against IP1 IP1 - Deposit and costs as a split loan against PPOR Essentially, 100% of...
  9. P

    Structuring a new business - How to?

    Structuring a new business. Hi all, just wondering if anyone on here is savvy when it comes to small business structures? When the time comes, I'll be happy to sit down formally (i.e. commercially) with someone to set it all up correctly and will need an accountant too, (any...
  10. P

    Hypothetical tax question.

    Last year I listened to a radio article on Bit Coins. It sparked my interest a bit, enough to spend some beer money on some. I bought a grand total of 4 Bit Coins, (for those that are unfamiliar, it's a crypto-currency, computer based, not widely used as yet and HIGHLY volatile). I...
  11. P

    Cost Base v's Claiming on tax return?

    We recently purchased a property that needed a bit of work t get it in rent-able order, mainly a full re-paint, new carpets and a few holes in walls repaired. As I understand it, this cannot be claimed on our tax return as it's "Initial Repairs" and instead forms part of the cost base. I...
  12. P

    West Sydney sub-division feasibility?

    We purchased a place in West Sydney a few months ago with the intention of putting in a Granny Flat. It looks though, like there may be scope to sub-divide instead and build a unit out the back. We're in Melbourne and have no immediate plans to do anything with the property, but I would...
  13. P

    Any painting experts out there? I have issues...

    Hi all, I'm renovating my pool at the moment, (PPOR). It has terracotta coping tiles that look as though they have never been sealed. I scrubbed them with Pascol acid etcher/degreaser and painted them with a clear gloss sealer from Bondall, "Wetlook Sealer" for unglazed terracotta...
  14. P

    Is anyone on here a West Sydney Plumber/Handyman or can recommend one?

    Hi all, We have recently gone unconditional on in IP in West Sydney. Settlement is booked in for 9th October. I'm in Melbourne and we have a great agent in Sydney to look after the property once we settle so I have no real need to visit it. The building report showed a leaking shower...
  15. P

    Victorian Magistrates Court - Witness Costs?

    Hi all,, Any Victorian legal experts n here? I was called up to Magistrates Court last moth as a witness, (long story, heard something in the night - turned out it was something nasty and I got called up to state the time I head the noise). Anyway, from what I read on the internet, it...
  16. P

    Metford Vs Western Sydey for budget of $350k?

    We purchased our first IP in western Sydney earlier this year, and so far so good. We're working with a BA and there's the suggestion of a property in Metford that could be a good buy. I wondered what people's thoughts were on Metford Vs Western Sydney at the moment, seeing as Western...
  17. P

    Can insurers decline insurance without reasonable justification?

    We're in the process of sorting out life and TPD insurance. Mines all good, but were having issues with Emma's. Emma suffered quite bad with regular, sever headaches for a few years. In the end she went to see the Doc and they ran a few tests, ultimately putting it down to soft tissue damage...
  18. P

    Where to from here?

    A brief history....myself 37, partner 41 stable, well paid jobs and getting serious about our future retirement. We moved to Melbourne from the UK almost 6 years ago, kept the UK house which is still rented out and had the grand plans of buying into property here in a big way. Fast forward...
  19. P

    Housing commission. How many is too many?

    We're in Vic and currently working with a BA in NSW (g'day if you're reading). We have a budget of up to $350k looking for a tidy house on a block with GF potential, (who isn't!). A place came up yesterday that seemed to fit the bill. North St Mary's. Looks tidy, nice road and well kept...
  20. P

    Melbourne/Vic buyers agent that can help with Ballarat?

    Hi all, Currently looking to make a purchase in Ballarat, wondered if there's any Vic Buyers Agents on here that know the area, or anyone that's used a Vic BA they can recommend that may know the regionals? Thanks.
Top