Search results

  1. I

    Replacing a Fixed Rate Loan with another

    I am one of those unfortunate people who are committed to a fixed rate loan at 8.5% for another 2 years - loan $430K. Currently, I calculate that it is costing me about $700 extra in Interest Only repayments due to the drop in rates. Not sure if this would work but I am willing to commit to...
  2. I

    Loan Structure for Capitalising Interest

    Could someone give me an insight into how loans must be structured in order to be able to claim capitalised interest as an income tax deduction - or can this not be done? It seems that various people are doing but I just want to know how. We could use the example of 1 PPOR and 1 IP. I...
  3. I

    Making PPOR an IP

    As we are moving onto a new PPOR, I am currently considering whether we should keep our PPOR and make it an IP. I trust this has been done many times before although I have tried a few searches but cannot find where this has been discussed before. Specifically, I would like to learn the...
  4. I

    My Plans for Feedback/Criticism

    Firstly, thanks in advance for taking the time to read this post and I would be greatful for your feedback. I'll start with our current position then tell you my plan for this year in an effort to gain feedback to act as food for thought. I'll be honest in saying that unless a hurdle comes...
  5. I

    Median House Prices Sites

    I am looking for a the median house prices of the year by year for say the last 20 years. I have done a few google searches and a a search on this forum but couldn't really see anything during my efforts. Can anyone point me in the direction - perhaps with a couple of links? If it helps...
  6. I

    Mortgage Broker Problem

    Hey there. My query relates to the actual loan agreement when using a mortgage broker. Here are my thoughts: - my mortgage broker has only contacted me once since I raised queries regarding my interest rate. My loan is with ING and the broker is here in Melbourne. - I am a broker in...
  7. I

    What would you do?

    Firstly - Congratulations on a terrific site. I have been reading through various posts for a week now and given the experience of the users in this forum, I am keen to learn your thoughts on what I should do next (if anything) given my current position. I own my own house in the SE of...
Top