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  1. Ridin-High

    Some thoughts that help keep me on track

    Howdy Folk, Alot of brew ha ha going on in the media re house prices. Was reading some old books to gain focus (shares/property)... some things i took from it to help keep the mental game straight were - Their are great years, flat ones and ones that stunk the place out. - Been more...
  2. Ridin-High

    Macquarie Prime - margin lending

    Howdy all, just came across an online ad for MQ Prime. The products on face value seem alot better then competitors i'll give a quick comparison below CBA LVR: 80% (portfolio LVR, 5 stocks or more, 80% LVR basically only on Bluechips) Variable rate: 9.1% The stocks i purchase...
  3. Ridin-High

    Investing Seminars (non spruiker type)

    Howdy all, This caters to people new to investing and it's hosted by Moneysmart and Centrelink's Financial Information Service. Probably not going to offer to much to people on here, but good for friends/family thinking about it. Seminars being held all over Australia Further...
  4. Ridin-High

    Due diligence

    "Due diligence" is a term used for a number of concepts involving either an investigation of a business or person prior to signing a contract The white flag has been waived from Ridin-High. I have realized that proving peoples statements as grossly inaccurate provides no fruit. Because at the...
  5. Ridin-High

    Share related question

    Hi Share pundits :) Wanted to share something with you guys and see if their is another angle im missing. I have two share holdings, their ticker codes are: AFI and MLT. They are both listed investment companies (rank 1 and 3 in terms of market cap). Now LICS can trade...
  6. Ridin-High

    My Eviction/insurance claim - the details

    Evening all, Thought i'd share my experience with a property of mine. Now this is my highest yielding property (7.1% gross) based in Sydney south west, the tenant had a history of patchy rental payments during the period of their tenancy which was about 1yr. The rent dried up around...
  7. Ridin-High

    Campbelltown NSW PM recommendations

    Evening all, I remember their was a thread recently in-regards to this, but i could not find it after searching the key words (possibly been removed?) I'm looking for new management, here are the issues with the current manager which gave me the sh*ts.. - Water rates not being...
  8. Ridin-High

    Realistic growth expectations

    Hi All, Just wanted to get an idea on what the property pundits think is a realistic expectation on Per annum growth over the next 10-20yr period for well located (by well located, meaning adhering to the basic principles of location, close to transport, amenities etc). I've put up a poll...
  9. Ridin-High

    Learning another Language

    Hi All, I'm interested in learning another language, trying to narrow down what i want to learn. I'm leaning towards Japanese at the moment, because a big interest of mine is popular in that neck of the woods (kickboxing and MMA). Would help when i travel over their and their might also be...
  10. Ridin-High

    neighbours tree blocking my sewer pipes

    Hi All, Looking for advice in regards to course of action to take with problem below. - 15/12/2010 Notified by council sewerage going onto street via my sewer pipes, 24 hrs to rectify - Plumber comes out runs eel, says its either 2 trees roots blocking the pipes one on my neighbours...
  11. Ridin-High

    Syd 4.58% nett vs Brisbane 3.7%

    Hi all, Situation 2 properties in south west syd, 1 in west syd. After land tax yield on new place in south west syd of 4.58% nett (after expenses) gross yield circa 6.5+ 3.7% nett in brisbane (under land tax threshold). 5.2% gross I research myself in syd, i have a B.A for qld (on...
  12. Ridin-High

    Calling cafe runners - business owners: Issue theft

    G'day folk, This post is on behalf of a friend who runs a cafe, she is having issues with staff taking money from the till, giving in correct change etc. They have installed camera's on the till, but she mentioned the suspect person just turns and covers what the camera can see. Any one got...
  13. Ridin-High

    What is your next move with investing?

    Evening all, What are peoples plans in the investing scene, are people looking at purchasing more residential property within the next 6 months, 12 months or staying out of the market. Are people looking at other investment classes to purchase in the near term? Eg. Other types of property...
  14. Ridin-High

    Material for debt reduction

    Afternoon all, Got a friend @ work who is not savvy with money. Has all the symptoms of being stuck on the debt treadmill. High Credit card debt Not enough money to pay for essentials etc etc. Now this man and his wife both have secure well paying jobs. Would you guys have some...
  15. Ridin-High

    Comprehensive Insurance vs Third Party - Ideas/thoughts

    Evening all, Early next yr my insurance renewal coming up for my car. Been considering changing from full comp to third party. Below is the numbers/info, could i get some feedback/thoughts. - Only really drive to commute to work every second day and parked in secure car park. - Parked...
  16. Ridin-High

    imputation credits and Income tax variation

    Good evening, Would someone be able to riddle me this. Can i use a ITWV to get benefit through out the year from my tax credits from shares paying franked dividends? Or do i have to wait to the end of the financial year? Reason being to assist with cashflow to service neg geared share...
  17. Ridin-High

    Retiree living costs decline

    According to this article posted on the morningstar Australia Website http://www.morningstar.com.au/article/inv/retiree-living-costs-decline/10288 Mentions in the article that "The benchmark findings indicated that a couple looking to achieve a comfortable retirement need to spend...
  18. Ridin-High

    Large private investor purchase - Western Syd

    Source - Aus Financial Review. A private investor has paid $A12.75m for a 10,908sq m office-warehouse in theSydney suburb of Wetherill Park. The property had been owned by the failedStateland Developments, and auctioned on behalf of a Colonial mortgage fund. Arecent survey by National...
  19. Ridin-High

    Continuing to grow - Ideas

    G'day Folk, I've got a problem and i read somewhere awhile ago if you got a problem tell as many people as you can and someone will have a solution. Here is the story Property Portfolio Value: $1.04m (3 houses) Debt: $955k LVR: 91.8% (tripple 95LVR + LMI capped loans when...
  20. Ridin-High

    The family thief/lier

    Does anyone here have a problem with a family member stealing their possessions and lying? We have locks on the doors to our rooms because my sister comes in and takes things and then says they don't have it etc. She is 17 years old (works not at school) Some examples of the top of my head...
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