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  1. Peter 14.7

    ALP Doomed but how many seats will they get?

    With the looming election it feels to me like a long drawn out death. 99.9% predict NLP win. Tatts Bet has then win paying $1.08 for $1 down. ALP is $7.50 Even the ALP pollies are packing up shops...
  2. Peter 14.7

    Recommendation for affordable Website and Email hosting.

    We are small business with simple "add content here" website and 6 emails. Every now and then we lose emails due to certificate issues. It seems our Apple based fears MACS and iPhones do not recognise the certificates usually whenever the hosted changes. Can anyone recommend a website and...
  3. Peter 14.7

    Election 2013: 14th Sept - the official thread

    Well Everyone, We have a date, September 14th 2013, in case you were unsure.:p So I thought, as we always have passionate debates on politics here, that we needed a thread to gather our opinions for all. So here it is. Can I also ask we keep comments policy driven and not personal...
  4. Peter 14.7

    Hot enough for ya???11

    H Y'all As most of Australia bakes..... I thought those elsewhere would be interested to know Sydney has just set a new record of heat at an official 45.8 beating the previous record of 45.3 degrees set in January 1939. What are the rest of your doing! regards Peter 14.7 In SYD on...
  5. Peter 14.7

    Advice: best Heath Care Fund for Chiropractic, Physio, etc...

    Hello. Wife uses a lot of chiropractic and physio etc...Her limit is so low at $300 per person per year. Does anyone know or have personal experience with a fund better. We are with HCF. Thanks Peter 14.7
  6. Peter 14.7

    33% of of new Starts in Melbourne being Abandoned

    http://theage.domain.com.au/real-estate-news/slump-looming-as-a-third-of-new-home-sales-abandoned-20121128-2adpm.html The above article details how much Melbourne Project Homes sales has slowed from the heady days of 09/10 when abandonments (deposits taken and then left) were at only 5%. They...
  7. Peter 14.7

    Australia facing a recession in 2014? Economist says RBA needs rates cut of 1.25%!

    A follow on from the previous mega thread http://somersoft.com/forums/showthread.php?t=78802 Article below claims usless rates and $ goes done we are in for trouble. A key note is 2013 is a huge year in terms of the decisions that need to be taken but there will be a political vacuum until...
  8. Peter 14.7

    How did you teach your children about money...ideas please.

    Dear All Having a six year old girl we have a few ways of teaching her responsibility with money, how to save, delayed gratification, efforts equals rewards and lack of efforts mean no rewards, etc.... What did you do or what are you doing to teach your children? Also what did NOT work...
  9. Peter 14.7

    Cap Gains Tax Question? Accountants please..

    Hi All A friend asked me this question, what your thoughts. Couple sold house in Melbourne and moved to Macedon Ranges. 2 years later, they bought a rural block of land to build on and rented in the immediate area for another 2 years getting council approval for new PPOR, planting trees...
  10. Peter 14.7

    Strata Insurance: Strata Manager takes commission, it this kosher.

    Dear All We recently got an investment that is strata. First one strata in and established old set of units. Very inactive body corporate. Anyhow the AGM is coming up and notes show the strata insurance was renewed by the strata managers for $5M cover for a fee of $5k. OK but the Strata...
  11. Peter 14.7

    MAC users: anyone using Moneyworks or MYOB

    Giday All With ur recent change to iPhone over Blackberrys we are migrating the computers over. ALL is good except MYOB (mind your own business accounting Software) is not MAC compatible anymore and we cannot go back platform. SO we two options: Run Converter Program and Windows 7 on the...
  12. Peter 14.7

    Some fun: What is best comeback you have ever heard?

    Giday All With all the hot heated debate lately lets have some fun. So what is your or someone best comeback you have heard? Clean them up if necessary! Mine is recent hence this post: BACKGROUND Wife and I dated at 16, Country Kids in small Town, married 22 and built our life...
  13. Peter 14.7

    Recommendations for Agreed VAlue CAR Insurance please

    Hi All I am looking for recommendations for car insurers that offer agreed value car insurance. So far I have Shanons not perfect because ... My car is Toyota Hilux Ute, 2003, but very low kms of 60,000 so effectively 3 years old in use, and converted to LPG which cost over $3k. Plus roof...
  14. Peter 14.7

    Wanted: Suggestions for Day Trips or Overnights from Paris, France.

    Dear All As the title suggests we have three weeks in Paris in September/October 2012 booked. This is our second trip and wife speaks pretty good french, me the basic. We did the round France last time except Alsace and Dijon. And this trip we are "sans Enfant" that is "without...
  15. Peter 14.7

    Iphone or Blackberry: your advice please

    Dear Tech Heads Need your advice.... My company (I own) runs Blackberry phones, we are changeover point, there is a call from the (younger) staff to go to Iphones and Wife wants an I Pad. Our scope is: We need to call each other free of charge; We need to search easily for contacts; We need...
  16. Peter 14.7

    Game Change: Bob Carr as backup PM?

    http://www.smh.com.au/opinion/political-news/bob-carr-to-take-foreign-affairs-role-20120302-1u731.html Above is link to the surprise announcement that Bob Carr is to be NSW Senator and Foreign Affair Minister. But I see more.... When I first heard this all I could think was it seems to...
  17. Peter 14.7

    Council Approved and Checked Plans not followed, can I sue council

    Hello All This is first step. Does anyone have experience of what liability a VIC Council has if it approved plans and signs off works but it not completed as shown... by a big difference. This is 1993-95 in VIC so they mostly likely did go a private certifier. It is drainage that is...
  18. Peter 14.7

    OK, it official I have given in and fixed my rates!

    Giday FYI I wanted to post this to an appropriate thread as a note, but there is none, and the one on rates seems to be debating macro economic theory out of the US so FYI.... After 2 years of saying the recovery is false, weak, unsustainable, essentially an "Economy Bear" I have conceded...
  19. Peter 14.7

    What is the best discount on rates you are getting? Post your here?

    Giday All Please post what discount due to wealth/professional package good customer deal, whatever: you are getting from your bank? which bank? what fee? did you go bank or broker? any special factors that worth knowing? AND what is your lend total/no of loans (optional) is your...
  20. Peter 14.7

    Is it worth bothering to switch?

    Hi All With the recent increase of CBA, I am paying top dollar and of course, the option to switch arises. However I ask, is it worth? For instance: I can get 6.69% , no fees (read fine print) at New Loan http://www.newloan.com.au/ But the deferred establishment fee exists unitl 6...
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