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  1. Shahin_Afarin

    Loan Structure - First IP

    Yes. I would personally go for a term loan instead of a LOC because its generally cheaper and it doesn't have an on demand repayable clause.
  2. Shahin_Afarin

    Loan Structure - First IP

    I would: 1. Convert the existing variable into an IO loan and save the principle repayments in the offset so long as you are disciplined with your money 2. Keep the 2 variable loans (existing and new equity release loan) separate so that you do not contaminate the tax deductibility of the...
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