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  1. G

    PPOR to IP

    So that's a no then I gather..... Hopefully all is revealed tomorrow!
  2. G

    PPOR to IP

    But if it's a repair while tennanted, then that's claimable straight away? The house is only 6 yrs old so minor repairs only are required.
  3. G

    PPOR to IP

    Just an update - Meeting with accountant& financial planner friday. Based on schools, we're going to move in closer. Specifically targeting Ashgrove/Bardon area as there is 5-6 excellent state schools there (one is right at the top of the state! Rainworth for those interested.) Happy to have a...
  4. G

    PPOR to IP

    Yes, Financial planner and accountant will be consulted. Bouncing an idea here first to make sure it makes sense before seeing them. Building doesnt always guarantee equity straight up, but if the right choices are made (like all house decisions) then gains can be had. Thanks everyone for...
  5. G

    PPOR to IP

    Thanks for the replies! Will have to find out about the interest only. I kinda figured that due to fixed loan, we wouldn't be able to change it (and we are seeking to minimise costs here). A side question.... Is it better to hold off on a few improvements (repair a fence, improve the yard...
  6. G

    PPOR to IP

    Luckily, we only just refinanced, so we owe 352k, off a 359.5k loan (with ~5k redraw since April, plus offset). Will talk to the bank about changed to io and will stop the extra payments. Trying to find a decent financial planner and accountant. The
  7. G

    PPOR to IP

    Thanks for the quick reply! Forgot to mention as well, earlier this year we fixed our loan for 3yrs (with CUA) as our original loan was a rubbish interest rate. Will that affect changing it to a IO loan?
  8. G

    PPOR to IP

    Hi all, have lurked a little on and off for a while, but I now have a question that I'd like to start learning more about. We are going to see an accountant/financial planner, but in the mean time, I wanted to gauge if anyone can offer any advice to our current situation. We are paying off our...
  9. G

    Brisbane around 500k

    Hi All, have been lurking a bit on the forum to try and get a gauge on what I should do and am slightly stumped. Currently Live in Darra, with plans to sell this house, and buy or build again. I Love Darra and the proximity to the CBD, the train line, general quietness of the suburb...
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