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    to buy new property (to live in ) in a trust - or not?

    need some opinions. Other half and I have just offered (and has been accepted) on a house. We are going to live in this house and are considering buying it within our trust. Hubbie changed employers about 12 months ago and currently drives 3 hours a day (round trip) to work everyday and it...
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    anyone been to Hong Kong Disneyland

    Havnt been on here for a while....... Anyway, question: Hubbie works for an airline, has free return tickets to anywhere is SEA/Pacific region. We have a 4 year old daughter. We have decided to go to Hong Kong mainly to go to Disneyland (USA is too far for her at this stage I think)...
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    I need some job/career/life advice

    OK, I need some job/career/life advice. Warning.. LONG POST………… This forum is filled with so many knowledgeable and life experienced people that I’m hoping someone will help me have an “ahah” moment to get me out of the career corner I seem to have backed myself into. I have a job that...
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    New lending laws

    I read in the paper on the weekend that new laws are coming in on 1st July 2010? (I think) that gives the lenders the right to scrutinise your everyday tranaction accounts to see where and how you spend your money. For instance if you withdraw amounts regularly from a pub or have an online...
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    cream for scars

    My 3.5 year old contracted Impetago (school sores) from day care and was home last week. The sores are no longer blisters or open and have started to heal. BUT now I am concerned she will have scarring as they were quite extensive on her legs. I thought I would get some cream for her to try...
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    Bamford Case - can someone explain in plain language what this ruling means?

    I recieved a newsletter from a site I suscribe to and they had a link to this site http://www.taxpayer.com.au/media/news/bamford_case_high_court_decision.html to explain the Bamford case ruling. I read it, and not being an accountant, have absolutely no idea what they are talking about...
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    Interest charged on a capital gain

    If I sell an IP with a contract date of say 1 July and incurr CGT, do I have to pay the ATO intrest for that year or only from the end of that financial year that I sold in? ie: could I potentially have 364 days of interest free period on the CGT payable to the ATO? Or.... is it better to pay...
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    Great big stoush about to errupt between Stuart Zadel and Jamie McIntyre

    I get Stuart Zadels newsletter and got one this morning with a link: http://www.thinkandgrowrich.com.au/jamie-mcintyre It seems there is a tug of war over the use of the Think and Grow Rich name. Anyway, here is the retort: http://www.napoleonhill.com.au/stuart-zadel.html I also...
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    would you change PMs with these mistakes made ?

    We have 3 IP's, all with the same PM. Two are identical townhouses in the same complex, 3rd is a house. We are soon renovating an existing granny flat at the rear of the house. We have had a few problems with the PMs and hubbie now wants to change PM's. IP #1 (town house) had existing...
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    Housing Affordability In Tasmania - Article

    ARTICLE ABOUT HOUSING AFFORDABILITY IN TASMANIA. http://www.abc.net.au/news/stories/2010/02/23/2827477.htm REPRODUCED BELOW The Master Builders Association says Hobart is experiencing a land price bubble that is putting home ownership out of reach for many young Tasmanians. In the...
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    Any thoughts on iPAD

    I was reading up on the new iPad on the apple website a couple of days ago and it got me very interested in a iPad when they are released. As I live 30 mins from town and have a 3 year old, we were going to pay in the vicinity of $800 for a head rest with a DVD built in to entertain "the...
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    Diy Concrete Pool

    Has anyone here built their own pool? I am building my own PPOR soon on 3/4 acre block and we are looking at options for a pool. We ideally would like a "tropical" pool, not one with straight lines. With a bali hut type setup overhanging, fake rock waterfall, tropical plants etc. We have...
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    Texas Flashlight

    Would you like to live in a neighbourhood where you needed this little contraption in your back pocket when you walked the dog (the scenario the presenter gives as to why on earth you would need this weapon). http://www.youtube.com/watch?v=8lq8i9La2R0 "you go for a walk.. its gets...
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    Where do santa letters go?

    Yes, yes, yes, I know the North Pole....... but serious question following I have a daughter who turned 3 in August so she is just starting to understand Santa (and we can now use the "Santa wont come to naughty girls" threat):D Anyway, I told her we would write to santa. I think you use...
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    spraying for pests

    Question: I have a IP (townhouse in a complex of about 50) that has new tennants of about 8 weeks. First month they moved in there was about $400 of maintenance requests which I was OK with. This month they have requested another 3 things, 2 of which I am OK with as they are security issues...
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    Jumping on the bandwagon

    I got home from work yesterday and as asked, hubbie had been around to a friends place to ask them exactly when their sons 4th birthday party is and that our 3 yo daughter will be going (they sent us a thomas the tank engine invitation and I cant find it now, I suspect my munchkin has put it...
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    development opportunity in Newcastle

    Hi all SSers I have been keeping my eye on this property for the last 2 years as my mother knew the lady that used to live here. She died about 3 years ago and the property was left to the Catholic church. They now have it up for sale. I am absolutely spewing...:mad: because I am maxed...
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    Inlaws will be living in granny flat in IP- what are the tax implications

    I have an IP on a corner block that has a run down granny flat at the rear. It is completly seperate from the main house and has its own entry from the street. My in laws have had some really bad luck and are in a hopeless financial position. We have offered them the use of this granny...
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    Reminders to keep my PI plan focused

    Every now and again, the world gives me a little jolt to keep me on the right investment path. This is the latest one I recieved. A couple of months ago I had a Thursday off work. I had a few things to do at one of the biggest shopping centres in town and got there about 9.30 am thinking I...
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    What to do with dodgy second building on residential block.

    Hoping for some advice here and after reading the thread on granny flats its got me thinking. We bought a house a few months ago that is on a corner block and is within the councils "urban core zoning" which basically allows a much higher density than other zones. The block is I think around...
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