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    Anyway to use USD to offset mortgage?

    Hi, Is there anyway to use US dollars that we are holding in a US dollar account with the same bank as our mortgage, as an offset? I have heard of possibly using a swap with a set date and price of conversion but with the high differential between our interest rates it is pretty expensive...
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    PPOR + house next door then subdivide - CGT?

    Hi, I have a potential opportunity to purchase house next door to my parents PPOR. Both on a corner which equates to approx 1800sqm. My father had plans for two large plots on his block but if I purchase next door could potentially have six smaller blocks. He purchased the property in...
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    Prahran or South Yarra to live - any streets to avoid?

    Hi, Moved to Melbourne 18 months ago and been living in Port Melbourne, it's a great area and been pretty happy living here. Been renting up until now and looking at buying something to live in for the next 5 years that can then become an investment property when/if we move back to Adelaide...
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    Moving To Melbourne - Renting Tips

    Hi Everyone, Moving to Melbourne in a couple of weeks with my wife from Adelaide and we are currently looking at renting a place. My wife has been transferred with work so we have around 4 weeks to find something. Work is in the CBD, we enjoy the restaurants, nightlife etc. so want to be...
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    Another Redraw Question.

    Hi All, Looking at converting PPOR to an IP due to possible interstate move. At the moment the PPOR has a 170k loan / 20k redraw / 90k offset. We recently put a new kitchen in and are now looking at reimbursing ourselves with funds from the redraw for the cost of the kitchen, would that...
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    Can I structure my accounts better?

    Hi all, Been speaking with my accountant and it seems my understanding of capitalising interest is not going to work, so can anyone make some suggestions as to how I can offset my PPOR debt as quickly as possible from the below scenario? Mortgage 1 (PPOR) $175,000 - currently putting in...
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    Investment Crossroad... next step?

    Hi Everyone, Thanks for providing a great forum, definitely a wealth of knowledge! Thought I might try and tap into it. ;) Right now I feel I am at an investing crossroad (I am 32) and the next step I take will be important (which may explain my current paralysis), my wife and I are both...
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