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    owner building - pros and cons

    Thanks TFS the info about finance at 65 pct is interesting...thanks I think the other points can be over come but yes the person needs some skills and the ability to organise.
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    owner building - pros and cons

    Hi colin Like a normal builder an owner builder in Victoria must get the house signed off by the Surveyor (get an occupancy permit). This can only be done when you have all the other trades certified (plumber and electrician and wet areas) And yes this stuff then needs to be guaranteed for...
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    owner building - pros and cons

    apparently some offer owner builder loans http://forums.whirlpool.net.au/archive/2138269 @tj22 - I eascaped those dodgy trader issues by having a mate whose a tradie either provide referees - his other mates, or help me actually negotiate with a tradie that he didn't know.With places like...
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    owner building - pros and cons

    Yes i did finance my build with cash but wasn't sure if this is always the case. Thought maybe you could still get a building loan?
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    owner building - pros and cons

    Hi Guys. I am interested in hearing peoples thoughts with regards to the pros and cons, opportunities and risks with owner building ones own home. A friend of mine is thinking about it (and I have done it) but I dont seem to be able to convince him... Off the top Pros === - Save...
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    An update on my reno

    Some pics Thanks for eplies - I always wanted to build my own house. Hope these attachments work
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    An update on my reno

    For some of the old timers on the site just an update for you on how ive built wealth through property in the last 2 years. I have been a bear on property for last 3 years. Sold 2 investment properties ad developed another with the funds (cash). The one we developed we now live in. its a...
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    Bullion trader was coke addict

    Hate to burst any bubbles here but having worked for a wall st type broking firm (one of the largest) i reckon 15-20 pct of managers and traders have substance abuse problems. My old managing director snorted coke and had 5 k per month ice habit. He also made 400k per year before bonus's but it...
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    This is me 33 kg's lighter

    Great story and because of you i checked out my fitness pal. I am hooked...I only need to lose 3kg but what a great website and so easy to track eating and exercise. Its amazing so thanks for the referral. I reckon i will keep using this site for years to come just to keep track.
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    Early retirement without a fortune

    Peter 14.7 - wow awesome post and i must say a kindred spirit. Im not sure where you are but we almost bought near the township of macedon a few years back. Once our current renovation is finished (in northcote) we intend to do a house swap (or just rent out our house) and live in rural...
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    Early retirement without a fortune

    Well - these days...... Part of my part time business is I offer an expert witness service. I am an expert witness in a 120 million dollar trade deal gone wrong. So if someone hires me they must pay all reasonable expenses... @Hi Equity Yes bit how much is 'just a little bit...
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    Early retirement without a fortune

    @china surely you can see though that big a little less extravagant is hardly 'unfathonable'. All you need is a nice dose and anti counsumerism (ie convice yourself that spending on crap is kida evil and killing the planet) and you should be fine. Be a leader not a follower Tip -...
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    Early retirement without a fortune

    Loved all the replies Alot of what is being described (and i subscribe too) is not early retirement but "lifestyle design". The guy from 4 hour working week coined the term i think. Yes we went from earning 250-300k per year as a family down to anything between 60 and 100 k depending on...
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    Home Schooling (split off from Early Retirement thread)

    @OKFFW I for one enjoyed your post - you present a compelling arguement for homeschooling in a sea of negativity. Thanks for the refreshing insight. I agree that the nature of the 'real world' is debatable.
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    Early retirement without a fortune

    I am actually a contributer on some of these retire early websites I semi-retired at 39 (2 years ago) and dropped my income from approx 250k per year to approx 80 k per year (combined) now. We (myself, my wife and 2 kids) actually saved 20k last year (so spent only 60k) Easy to do with...
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    Planning stamped and approved

    Thanks guys for replies much appreciated. Yep will build as perplans. The issue is that they are terrace houses and i am building upto th boundary on both sides so i kind of need them on my side during the processor else they coul use every trick in the book to delay by denying access when i...
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    Planning stamped and approved

    Hi All I have a strange problem I am renovating my house and the council has stamped and approved my plans - happy days. Then it turns interesting. The drawings submitted to council were pretty crap - my architect is an older family member who hadnt done pans for ages. Anyway the plans...
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    My education revolution idea

    Bruce Springsteen agrees with me! https://www.youtube.com/watch?v=OtGb5MPCMlg
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    My education revolution idea

    I have two school aged children children and these days for spare cash I am also a sessional tafe and vcal teacher (year 11's and 12's)..so not a great guess from you. I never said "i never learnt that at school" - I said 'I dont use what i learnt in school"....geez people are selective.
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    Singapore trip

    i lived in singapore in the late 90's - very dangerous place this Orchard towers - used to be nicked named 4 floors of whores...... who said singapore didnt have color?
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