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  1. JumpinJack

    Borrowing capacity for low-ish income?

    Just wondering if I am able to borrow anymore as my mortgage broker says I am already over-borrowed. Self emplyoed with last year's income 38k, and previous year 34k. Current loan on PPOR 205k. Can I realistically borrow anymore? eg. with a Line of Credit.
  2. JumpinJack

    NAB LOC - desktop valuation?

    Just wondering, if I apply for a NAB LOC (FlexiPlus Mortgage Facility), will they do a full valuation or desktop valuation? Is it possible to specifically request a desktop valuation? And is it best to go through a broker or directly? Thank you for any help.
  3. JumpinJack

    Cheapest project home builder in Melbourne

    I'm looking to knock down an existing house and have a double storey home built. Who would be the cheapest home builder in Vic? I've checked some websites and National Builders Group seems alright. If you know other cheap ones please let me know :)
  4. JumpinJack

    Strategy advice needed for 150k - don't know what to do

    Hello, I am wondering if you could give me some advice or options that I have not thought of, as I am a little lost at the moment. I have 150k to invest (borrowed from parents), and I've been looking all around south, southeast, and east of Melbourne for the past few weeks for properties...
  5. JumpinJack

    Suburbs in Melb with Reno Potential

    Just wondering which suburbs in Melb have good renovation potential. Mostly for renovation and resale. Any ideas? Thanks!
  6. JumpinJack

    RAMS 85% lo doc still going?

    Hi, I remember reading several months ago in a mortgage brokers office that RAMS had a limited time offer of: - 85% lo doc - No LMI - interest rate of 7. something Is this offer still available? Thank you.
  7. JumpinJack

    Business Loan - To Purchase a Business

    I am wanting to buy a business, and was wondering what my options were in regards to getting finance for it. If any brokers could give me an idea that would be great. If not, thanks anyway! :) My scenario is: PPOR in Chelsea Heights valued at approx 290k-300k (my estimation) Loan on...
  8. JumpinJack

    Ikea Kitchen - Before and After Pics

    In reponse to Lindy (TwoPlus). From this thread: As I did not want to hijack that thread, I thought I would start another one. This is the first thread I've started so pls bear with me if I make any errors. Sorry I if do...