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    7 new rules of financial security

    Rule #4. The yanks have learned it the hard way. Wonder how aussies will...
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    Dont you just hate that?

    You know the good times are back when discussion of trades doesn't degenerate into a slanging match :) Great to see people making $$$ again. It's been a while...
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    Broadband Availability - is it important?

    I live in Caroline Springs and I have had broadband from the day I moved in (more than 5 years ago). Broadband (ADSL) is available in Caroline Springs. It is ADSL2 that is currently limited, but with fast increasing demand there are moves to remedy that situation quickly (at least according to...
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    Is Private School Worth It?

    I have one child in Prep. Private school. Why? I did some research and in my opinion it is the best school in our area. That's all that mattered.
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    St Kilda East, VIC

    Hello all, Finally hoping to get my first IP (yay!) and am looking at apartments in St Kilda East. Rented a 1-bedder in the area about 10 years back and loved the area, which is why I am looking around there for an IP. Would appreciate any feedback on the area in terms of investment...
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    Gone Blue

    Fair enough WW, but when watching guns blazing and explosions I prefer them being confined to the TV :)
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    Gone Blue

    Took the plunge and bought myself a blu-ray player recently. In one word: WOW! Didn't think I would be as impressed as when I transitioned from VHS to DVD but I was and more. Not only is the picture awesome in HD, the sound is so crisp and clear it just makes took my movie watching into a...
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    No tenants in 2 of 3 IP's... What would you do?

    I'd drop the rents. Better to have a tenant paying less than expected than no tenant at all. +1 to what rugrat said. I did the same thing (not look at properties advertised above my budget) when I was a tenant.
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    How high can this dead cat bounce?

    I find this latest wave of optimism quite strange. Last week two of my neighbors got retrenched and from the stories I have heard many more have also lost their jobs. The latest reports from the banks were quite bad and WBC even cut its dividend by 20%. Have we really seen the worst of the...
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    anyone know much about running an internet cafe?

    Had one about 10 years ago. Very profitable and a lot of fun to run, especially when I get to participate in the LAN games :D. Can't see how it would be profitable now, given the much cheaper PC's and internet access.
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    Prices on the rise

    +1 Rising unemployment will almost certainly prevent rising house prices at the very minimum.
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    "The Worst Is Yet To Come"

    Thanks for the replies so far. I am trying my best to stay positive. As they say, "hope for the best, prepare for the worst". This is actually the first time since I got out of Uni that I have not been investing and I am suffering withdrawal symptoms :p.
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    "The Worst Is Yet To Come"

    http://www.theage.com.au/news/business/money/planning/the-worst-is-yet-to-come/2009/04/27/1240684397986.html I am one of those who voted "Yes I am at risk in the next few months" in the "Are you Concerned about your Job" thread. It is so bad at work that I can literally be tapped on the...
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    Anyone got their 900 bucks yet?

    Got mine :)
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    Is Caroline Springs good value for money?

    Here's some data from ABS (2006 Census) for CS and a couple of other western suburbs that might be interesting. For more data, please visit http://www.censusdata.abs.gov.au Suburb / MII / MHI / MFI / MR Caroline Springs 642 1295 1372 231 Sunshine 348 738 914 165 Melton 385 782 969 170...
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    Is Caroline Springs good value for money?

    Hi Spiderman, Wasn't my intention to put down Melton in any way, so if my previous post sounded that way please be assured that it just ain't so :) In fact, I think there is good reason to be buying in Melton especially for those looking for decent yields. The reason I brought it up was...
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    Is Caroline Springs good value for money?

    Interesting comments. Seems quite a few are downbeat on Caroline Springs (CS). Elsewhere in this forum, lots are getting excited about Melton. CS is in the Shire of Melton (council). Melton itself is much farther away from the CBD vs CS. With the newly-opened Deer Park bypass, it takes...
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    Ads....effective? NUP!

    Hi BayView, Perhaps the affect on you was from a seller rather than a consumer's POV? Perhaps the ads persuaded you that other people would want to purchase these items? Been a while since Marketing 101, but if I remember correctly a successful ad demonstrates the following: it must catch...
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    Ads....effective? NUP!

    That is the main aim yes, but not the only one. You know about coke, know enough to stock it and pick the customers who will buy it, and sell mountains of it. In coke's eyes, "buy, buy, buy" has been achieved. No affect? I see plenty right there :)
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    What would YOU do with $1m

    Where do I sign up? I've always wanted to be a minion...
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