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Hi all, I had a friend tell me that because the price of old has increased 10% since Christmas, we are in for an imminent property market crash and general market turmoil. He was advising people to but gold stocks as they would be going up. How true is this statement as I thought quite a...

Hi All, Would appreciate it if you could provide advice on the following matter: What would I look for if I wanted to enlist the services of a PM to manage a unit I have in Sydney (in terms of the contract)? If I wanted to cease using their services, what is the normal "get out"...

How bout fixed rates :( http://www.smh.com.au/news/national/rate-cut-joy-over/2009/02/06/1233423496684.html HOMEOWNERS are unlikely to enjoy the full benefit of further interest rate cuts, after the chief executive of the National Australia Bank warned it would cost too much to pass them...

Hi, Anyone know of any reputable roller shutter repairers. The tape just snapped! Many Thanks.

Hi All, What are some of the implications/consequences of fixing rates? ie. penalty rates for selling house during fixed rate period. Are there any other things I should consider? If I want to use some equity in the IP during the fixed rate period, am I liable for penalty rates as...

Hi All, I've been informed by my solicotor of the importance of lodging a "1st priority" caveat against the property I intend to purchase. Has anyone done this? Do you think it is prudent that I do? There is no mortgage on the property. It's been paid out. The below is the email my...

Hi, What type of insurance should I get if I'm renting a unit out? I understand strata covers basic insurance but what other types of individual insurance should 1 get? Landlord? Thanks!

Hi All, IO loans seem to be hard to find. They only have a maximum of 3 to maybe 5 years. What type of loans are people on and is it the right product for you at the moment? Thanks.

Hi All, I've recently been provided with the option of salary packaging my Investment Loan's interest. If I choose to do so, I will not be entitled to claim the interest on tax. Can anyone excplain to me what are the major differences between salary packaging and just claiming interest. In...

Hi All, Did anyone else get a letter from the ATO stating that they noticed from their records that you claimed Xamount for "work expenses in the 2007FY?" It goes on further saying that it is "important that these claims are correct" and a small booklet was attached to help me understand...

Hi All, Just a question with regards to owning your PPOR. What literally needs to happen between you and the bank once you have paid your PPOR loan outright? How do I obtain the contract of the house etc? Thanks in advance.

Hi all, Am new to the forum and would like to gain some perspective on my question: If I wanted to benefit from the FHOG and find that I change the property into an IP a few years down the track... How should I structure my loan? I ask this question because I have heard from someone...