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Already Sold I have liquidated 5 properties this year. 3 in London before the downturn one in Adelaide and one in Sydney before the downturn. Looks like todays auction clearance may be the start of something. hfw

If you assume that each of those 10,000 people have credit cards, and further assume that to use one of these mars bars they will have to pay 30-40% of their income for the next 30 years, you might just find that as interest rates rise, people settle for half a mars bar, which in the real world...

Sorry to disappoint you, but I wear $5 paint stained track pants and haven't bought a tshirt in 3 years. I drive a 1990's falcon and have no desire to get the aircon fixed. I have a modest wedding ring, am 65kg and 178cm. About 75% of everything I earn is funnelled into an account in readiness...

Sounds fine to me, although as noted above there is credit risk. Also you would need to charge interest or a higher fee to compensate for the time value of money. I think it should be an option that the vendor chooses rather than the only option.

ANZ's mildly bullish outlook seems to be based on a shortage of property. Isn't the shortage of properties in some way related to the rate of household formation. As far as I understand (and I haven't looked at the figures) hasn't this been increasing for years. How sensitive is this to...