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Great pics! I'm an older guy who had never ridden a bike until this year, I know a bit sad. So this year I went out and bought a big Harley Heritage Softtail, then got the licence and now planning trips away. I'm lucky coz my partner likes bikes and has just bought herself a Harley. We...

Speaking of names, I met a older lady in the 70's who maiden name was Lilly Rose....after she was married her new name was Lilly Lilly:)

Guys and Girls, thanks for the input:) I managed to have a chat with a young guy at the bank last night. He was boned up on the product, unlike some woman I had spoken to earlier in the day before asking you guys for help.. Here's what happened with the woman earlier......(the womans is...

You're right... As her balance will be nudging $162k for a short period so she will get the 0.4% discount. I'm yet to find out whether the discount appplies to the full borrowings or the amount above $150k. Cheers

Hi guys, My partner has been given a brochure re the above. She is Westpac customer. From what I've read it seems straight foreward . The variable rate discounts don't apply as her balance will only be about $140-$150K. Putting aside the rates I was wondering if others have this product...

Hi Francine, Further to my post the other day, Michael Yardley sent me a private message wanting to know the circumstances of not getting back to me. To his credit he offered to deal direct with me and apologised. I have not taken him up on his offer as I am busy with other things. Just...

Hey not sure of your budget but have a look in the December "Your Investment Prop." mag. Page 19 touches on Haymarket & Surry Hills. Overall the mag has some good reading as to suburbs to look out for. Good luck Swany:)

I put a call into them 10 days ago and spoke to a guy who took my details etc. We spoke for about 5-10 mins on the phone whilst he sold his services. I was told the partner was to call me back the next day......still waiting and so have decided to go elsewhere. Just my experience Cheers

Yeah I am sus on the harm mobiles cause with extended use. In the late 70's I worked for a cigarette promotion company whos pat answer was " there is no real evidence that smoking is harmful or causes cancer".:confused:

Doh.... I'm a bit slow. After reading your post again lizzie I see you are using Valley Homes as your builder:o So curious as to why not use thier pre fab designs and tweak the finishes to get a better end product? I kinda figure it's possible to see what the finished product is likely...

Sorry to hear Sparky.... I've walked in your shoes to a degree so I have empathy. Your post says you are going through tough times with the financial pressures and other things so if you don't mind I just wanna say don't try and do it all your self. Go and see professional people if need...

Looks like a great project lizzie.... I'm a Newcastle boy so if it's Ok I wouldn't mind having a drive past at some stage. Also I've been gathering info from both Valley and Masteron homes and was wondering if you have used them in the past? Is this the best way to build these days? Swany:)

Hi Francine, At the moment if you want to make a small fortune in the sharemarket...start with a big one;) No doubt there will be some companies that will present long term value. In the short term I would stay in cash until things settle. This could be the middle of next year...

Yep.....just spent 40 mins on the phone to an Optus operator in the Phillipines.... Gonna take some Penadol and lay down:(

Thanks for the input guys and girls.... I pay $39.90 for 12 gig internet and $33.00 plus call for mobile. On the weekends I can call any mobile from mine @ 20cents for 10 mins, no cap. It's a plan I've had for 10 plus years. Home phone rental is $34.00 per month plus calls. All up...

kevin07 is a warrior.... He runs around declaring war on everything:rolleyes:

Anyone gone mobile only?

Morning all, I'm curious as to what plans/contracts or methods formites use for communications. I'm currently bundlesd with optus...mobile, home phone and internet and see my bills creeping up and up. Not on any contract so considering dumping my land line, using mobile only and going wire...

Thanks Bazza Hey Bazza,l ooks great. I will have a play around with it..... Thanks again Swany :):)

Thanks mate, a great help:D