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    Do you buy your new tenants a gift?

    I am thinking from this tread that it is important to have a good purpose when looking after your tenants and PMs. Tamara
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    New kitchen benchtop using mosaic tiles?

    I my experience the tiles are very hard to keep clean on a bench top. tamara
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    Sub-Tropical Garden not in the Tropics!

    Queenbee It is possible to get a tropical feel to a garden in NZ. I suggest that you type sub tropical gardens new zealand sub tropical gardens new zealand in a google search and you will come up with plenty of information. I have used ferns, ground and tree varieties, epiphites, plenty...
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    Formal qualifications - help or hindrance?

    Hi I believe that education is not only about the content of the knowledge but the more importantly the skills that you develop. These skills then will aid you in engaging in a life time of learning. Tamara
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    The role of ethics/morality in business

    While I agree with what has been said already I would like to add that ethics are also reflects upon a business. For example some time ago I worked for an organisation that promoted the positive impact of physical activity on people life. As a conscience choice this charitable organisation...
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    nz real estate article

    Hi try this site for information specifically about the Auckland Market. http://www.hpc.co.nz/index.php It might interest some people tamara
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    Brissie in July!

    Asy If my husband has a roster that puts him in town at that time he will be there. We will keep you posted. Tamara
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    buyers advocate

    I cant wait for our API to arrive. As we live in SE Asia ours is probably in quarintine Tamara
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    Surrounding yourself with like minded people

    Jakks story is very inspirational. Thanks. It makes me think that I should be entering the chatroom. Like minded people where I live are rather rare. Might have to increase the internet time we pay for so I dont blow the budget:D Tamara
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    How to be above average?

    Hi I think that there are two things that see people achiever higher. 1. They set very clear goal(s) and understand the steps that need to be taken to achieve 2. Paitience....I know it is a virtue but all buy and hold IP holders will understand this Simple eh....:) Tamara
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    Power of Attorney

    Hi Nikal I am by no means a lawyer but have are in a similar position to yourself, living off shore. My husband and I recently discussed this question with our lawyer and he strong advised not to pass power of attorney over to anyone, except between ourselves (e.g. husband and wife). We...
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    using our equity

    Hi Rolf This is good news. Does this mean that we can approach a mortgage broker to work this through this for us? As you can imagine it is difficult to get into an Australian bank from Brunei and my efforts to email a few of the major lender has received no response. Very...
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    using our equity

    Hi I was wondering if someone can share some words of wisdom. The situation is this. We currently have one rental property in NZ which has equity of approximately nz$60,000 (the mortgage is currently $95,000.) My husband and I live off shore and intend on returning to Australia to live...
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    Loan Structures - Variable & Fixed

    Thanks Rolf Is this the sort of information I should be trying to acquire from a mortgage broker or should I be able to work these things out myself? Tamara
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    Loan Structures - Variable & Fixed

    Rolf As we do not plan on returning until we are financially free. We would like to say that we would be able to buy PPOR out right, well that is the plan. We understand that there is no tax benefit to us if we pay a mortgage on PPOR. Tamara
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    Loan Structures - Variable & Fixed

    HI I too have questions along this line. As my husband and I do not have PPOR and live off shore would it be more prudent to set up a IO loan on any investment property we buy rather than alternative structures? I understand that there are tax and cashflow benefits to this set up. Tamara
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    buying out of town...advice please

    Thanks for the comments. I have tried seaching but sometimes you have to think of plenty of different ways to word what you want...a bit like a thesaurus. I like the idea of the video we can do that too. Tamara
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    buying out of town...advice please

    Hi My husband and I will be visiting Brisbane shortly and plan to familiarise ourselves with the city with regard to purchasing an IP. We are unfamiliar with Brisbane a need some suggestions as to the best way to familiarise ourselves and make the best use of the time we have. We can hire a...
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    International property

    Hi For what it is worth I think that you should look into New Zealand. There is no CGT, no GST on property, and no stamp duty. You can protect your assets in a trust. There are plenty of opportunities for negative gearing, creating cashflow and certainly if you pick the right part of...
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    Investing "out of town"

    Hi In my experience buying from afar has the same challenges as if you were in town but only compounded. You still have to decide where and when to purchase and if what you are being told is accurate. You just have to do your research. I know that I will not be able to site my next...
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