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  1. farmilor

    Simple Landscaping questions

    Read this to find out about mulch and preparing a garden bed: http://forum.homeone.com.au/viewtopic.php?f=19&t=52961
  2. farmilor

    Simple Landscaping questions

    Don't buy mulch :eek: You're in Carlingford, if you happen to be in either the Hills Council or Hornsby Council areas, they both have free mulch. Not sure about the Parra council area. Check out their websites, tells you the details. I know in the Hills, it happens twice a month at the...
  3. farmilor

    PPOR in Kings Langley

    I have friends selling this place in KL, no pool and bus stop across the park: www.realestate.com.au/property-house-nsw-kings+langley-112505679 Good luck with your search
  4. farmilor

    Photos

    Hi Wylie, I did that as soon as I saw the pics. I'm sure I'm not the only person who has done that ....
  5. farmilor

    Quick question(s) for the brokers

    Taking $ out of IP's to use as a deposit for PPOR will bring in a whole range of tax issues that you need to thnk carefully about before going down this path.
  6. farmilor

    rotary hoe

    Have a good read of this thread before you go ripping through the clay and then just laying some top soil down, especially if you are growing seed. Your lawn will most likely need enormous amounts of water just to stay alive, and even then will probably fail. Follwo the guide in here and dig...
  7. farmilor

    Where to buy in the Hills?

    I don't believe the transport is a bad as some people are making it out to be. I live on the Castle Hill / Baulkham Hills border and love it there. Admittedly I don't drive into the city everyday, but have had to from time to time. Driving into the city for an 8 o'clock appointment has...
  8. farmilor

    Victorian Rental Increase

    Hi Glenda unfortunately you are stuck as they have signed a 12 month lease at a fixed rent. As mentioned above, you can increase the rent during this period, only if it is already written into the lease. My understanding is that even with this, you still need to give 60 days notice in...
  9. farmilor

    Hotspotting or Timing the Market

    I would take that in Mosman. And I doubt it would have been a cash deposit.
  10. farmilor

    Would you buy and investment property through Laing & Simmons?

    This is standard practice, unless you negotiate a different % as deposit at the end of cooling off. As for L&S, we've sold at acution with them and were very happy with the whole process. Have not bought through them though.
  11. farmilor

    IP in Westmead (Sydney)

    which unit??? :confused: and probably not at that price .......
  12. farmilor

    Non responsive tennants-what would you do

    Being in the health industry, if I found my tenants to be non-responsive, I'd be calling '000' ASAP .......... sorry :o Hope you do get the real issue sorted out quickly for you though.
  13. farmilor

    How would you go about buying this?

    Well I pulled out the monopoly money when I saw the property on Sunday and the agent wasn't all that impressed ........ Will see how see we go with offering real money. Waiting to hear back from the agent today.
  14. farmilor

    How would you go about buying this?

    yep, going in with pre-approval up to 90% + LMI of $400K purchase, just pending valuation which will get done during cooling off if it gets to this. Wasn't really thinking of furnishing it totally (maybe after this tenant leaves though???). Was thinking of offering flexible terms if i get my...
  15. farmilor

    How would you go about buying this?

    There's a unit I'm veiwing on Sunday that I'm a little unsure of how to go about negotiating to buy. The history of this unit: It is a 2/1/1 16 kms from Sdney CBD, internal area 115m2, balcony 19m2. Went to auction in November and was passed it in the high $200's, tenant then signed a new...
  16. farmilor

    Surprise inspections and repercussions

    you've got to admit, his jokes are pretty funny :D
  17. farmilor

    Seen any movies lately?

    No problems with the 3D during Avatar. It's not like the 3D films they usually have at Imax where there is stuff coming out fo the screen at you all the time to have you ducing for cover. If that happens then maybe you'd feel a bit of motion sickness. The 3D more just pulls you into the...
  18. farmilor

    Did you stop investing when you had little kids?

    We've been going through major reno's on our PPOR and another IP while our first has been 9 months - 2 years. Our second is on the way, due in July, I'm currently looking for another IP to buy, all cashed up and currently negotiating. When this one settles, will be hoping to squeeze in another...
  19. farmilor

    Ridiculous Newbie I/O vs P&I question

    what if money is sitting in your PPOR loan available as redraw ....... you set up an offset account and move the money over there and have it there for several years before using it as a deposit and costs to purchase a new PPOR and turning the original PPOR into an IP??? Does this effect the...
  20. farmilor

    apportioning cashflow+

    For tax purposes you have to aportion the rent and expenses 50:50 as that is what is on title. But in reality, if you want to do it differently in terms of who's money in the offset growns by how much with each rent payment, then do whatever works for the 2 of you.
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