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  1. alwayscurious

    Well Hello again!

    Hi there. Some of you might remember me. :) I've been here, was posting a lot & asking billions of questions early on. Now, Lurking in occasionally. Thought I'd jump out from the spare room and say hi again! My story in a nutshell? I started buying property with my PPOR in 2001 (now sold)...
  2. alwayscurious

    lease changeover.

    HI. Here's a story with a question attached 1) the tenants to one of my properties finalised a lease at 18 May. (Tuesday) I didn't hear squat from the real estate agency so contacted them on Friday evening 2) I went to visit the property on the Saturday afternoon, with some plants...
  3. alwayscurious

    rents falling Vic Pt QLD?

    Hi there. Has anyone noticed rents falling? For example in Victoria Point QLD? I've had the PM say: "No interest - drop the rent". a bit of a nuisance really. On the other hand: What are good PM's in Victoria Point? :)
  4. alwayscurious

    QLD Land title fee 7900

    this morning I checked the balances and one of my loan accounts was charged a "QLD Land Title fee 7900" for about $2900. Given I haven't purchased a house / land for about 3 years or refinanced in that time - any one got any idea what this is? I called the bank - they pointed the finger at...
  5. alwayscurious

    Tenants report problem with HWS

    Hi there. My tenants at one property are reporting an issue with Hot water System. They say they are not getting very much hot water out of it before it turns cold.. I've seen it - it's not huge. It's an electric one, stands about waist height - 1200 or so? I suspect it might be...
  6. alwayscurious

    Fixing Leaky Sheds.

    Hi there. Currently I have 2 3x3 tin sheds on slabs in my back yard. Neither of the slabs was "properly" poured - ie with a stepped up piece for the inside of the shed to stop water seeping under the sides. Currently when it rains the water seeps under the sides of the shed, and then...
  7. alwayscurious

    getting a suit made - KL

    anyone got a suit made in KL before (recently) - any recommendations?
  8. alwayscurious

    Building in a Deck to add 2 new rooms.

    I am looking at building in a deck. It is on the second story. The deck has 2 french doors leading out to it. one (left hand side) comes off the current office. The deck is about 6.5m wide and 5.4m deep out from the house. The deck is roofed currently with tin on rafters. The roof is...
  9. alwayscurious

    For Sale old Property Investor Mags $10 plus postage (orpickup)

    Hi there. Clearing out the cupboard to make way for new books - and came accross a stack of API magazines. This would suit someone who wants to swat up on investing in property, to get familiar with terminology and read some inspiring stories. I've read them all and have enjoyed them and...
  10. alwayscurious

    Water Tanks: Pure Economic value.

    Hi there. I am wondering if anyone has put thought into whether or not external "retro-fitted" water tanks actually add rental income value, or capital value? Scenario: Existing IP - smallish block of land 3BR, DLUG, Logan area (South East QLD) Added garden, fence - upped the rent to...
  11. alwayscurious

    Urban Sprawl News Article:

    http://www.news.com.au/story/0,23599,22366375-421,00.html Discusses the gap between the perception and reality of current urban planning practices. The perception is that Aussies have a backyard, outdoor lifestyle with pool & barbie. The reality is new homes are being built to the...
  12. alwayscurious

    How a bit of knowledge and 2 phone calls add $25,000.

    Not really renovating - but still adding value. Mods - feel free to move this to somewhere more appropriate if necessary. Hi there: an interesting story for you. Hopefully some take away lessons for those who are starting out. I am involved in purchasing a PPOR property - which should...
  13. alwayscurious

    No Doc (70%+) Without Declaration of purpose.???

    Hi there. Can anyone let me know if there IS a no doc loan (70% or more) that a) pays LMI themselves (or self insures or uninsures) b) has NO declaration of intent - Declaration of intent read: I /we declare that the credit to be provided to me /us by the credit provider is to be...
  14. alwayscurious

    Scenario for mortgage brokers.

    Hi there. back again. Not quite 6 months, but hey. Been quite busy - interested to see the level of activity on the forums. Some tyrekickers around, but still the same old crew around as well. Here's a scenario - wonder if any of the mortgage brokers would like to see if this is even a...
  15. alwayscurious

    back again - not quite 6 months... with questions

    Hi there. I know I said 6 months moratorium on posting here. redwing was right: I am "always curious" and have some questions. I really put a ban on myself from posting so I wouldn't jeapordise my work situation with internet surfing / posting. I am on hols now though. An update of...
  16. alwayscurious

    Need to get some stuff done

    hi there. Can you please put a 6 month hold on my account, or remove it altogether. I find myself spending way too much time here, and like thefirstbruce I am taking action. Thanks - it's been fun. Let you know what happens in 6 months. See ya.
  17. alwayscurious

    PPOR reno -

    Hi there. In the first quarter 07 I am going to be doing a new flooring + paint reno at our PPOR. EG - new paint scheme throughout (finally painting over the plastered & undercoated patches & new wall, which is about 15 months old!!) And then new lino & carpet. I am in Brisbane North...
  18. alwayscurious

    HDT, Corporate Trustee, Finance

    Setup: My wife and I are directors of a PTY LTD which is the trustee of the family trust. (HDT, in case you wondered) The trustee was instructed to purchase a property, which it is in the process of doing. Finance is proposed through myself borrowing to purchase special units in the...
  19. alwayscurious

    buying & selling a business .

    Here's an interesting thought that fleetingly crossed my mind. I dropped my car off at the mechanics this morning & he said he was going to sell up in the new year & do something else. Business now consists of the Name, goodwill & Tools, lease on workshop & customer base. Guy's been...
  20. alwayscurious

    NMC Thoroughbred construction loan

    Hi there. I tried searching on this within the forums but got this message: The following words were too common, too short or too long: "thoroughbred, construction" and the only word searched on was "loan" As you can guess I got about a bazillian hits. Anyway - I am getting finance...
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