Looking to buy a PPOR (Melb) and living in it 6 months to a year to make use of the FHOG.
my current situation
Salary (net) - $3920 p/m
Car Hire purchase Lease - $600 p/m (2.5 yrs left - $17k payout option now)
Personal Loan - $440 p/m ($20k left)
Savings - $8k
Credit card - none...