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And this will make the AUD less attractive for foreign investors. Hence there will be selling pressure on the aussie, making it drop. And this will make imports more expensive, hence inflation will increase. Although oil is dropping, the AUD is dropping even faster, which will mean things...

Will probably be hard to find a guarantor who doesn't know the couple really well (i.e. a close family member or friend). An alternative is they can borrow a smaller amount from someone under a private arrangement. E.g. they borrow $60K from a friend/associate/fairy godmother. Then they...