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thank you all for all your replies, we will claim the damage. Can't write long, we lost internet due to moving. Will update with information next week..

We suspect that teenants are keeping a dog (we are srictly against) - scratched floors inside the house, a large chain outside (teenants told that their children were skipping over the chain :confused:), a large digged hole under the floor, very scrached and stinky of urine garage.. We...

thank you for the answers!

looked through forum but couldn't find the answer. We bought IP and planned to rent it out for 2 ears - borrowed investment home loan (interest only for 2 years). But now decided to move in, just 10 months after renting out (need extra room for a new baby). Is't possible? Or we have to pay...

I used to check house prices with the Commonwealth Property Value Guide. Lost the link and can't find it any more. Could you please help to find it? thank you

banks are clever. they make money. No loops, no time tunnels. we decided to keep $170000 loan fixed. And be happy that we haven't fixed the $350000 one. thanks and good luck

I am with Commonwealth. No, we didn't get any advice before fixing. We were scared of the labour :mad: and their historical interest rates. I deal directly with the bank. It will be my IP in one year, currently PPOR..

thank you for the quick replay :) I would prefer not to break.. but I got $35 less per week after I added the break fee to the loan..

I need your advice if I need to break the fixed rate or not. The loan is 170 thousand, fixed on 8.04%, 9 years left. The breaking fee is 15500$. It looks like by breaking the rate I am saving around $35 per week in the best case scenario (6%). But I reduce the equity by 15500 at the same...

I am wondering if it's possible to cancel the buying proccess before the settlement (but after the bank approval)?

Dear all, thank you indeed very much for all your support :) We decided to take the house. Our bank gave us 95%. Real estate people promise to rent the house to one family for $350-370 weekly. And more if we are happy to rent out the double-store addition as a separate unit (subject to...

thank you so much for your support! I really appreciate it :) looks like we are about to take it.. 1 - not really. 2 - yes, I think so :) We have secure jobs 3 - the two store extention at front has a separate entry, two bedrooms+ toliet + bathroom upstairs. A large open area...

about $350

yes, subject to pest control and finance. Some time ago we spoke to the bank, they we happy to give 500 thousand.. Perhaps we should tell the bank we are not sure in our financial situation and get the refusal..? But will bank give us money for the next house?:confused:

it says - if you end the contract within the cooling off period you pay $100 or 0.2% of the purchase price (whichever is more)

very close to work and affordable

I am afraid we offered too much. Emotions :mad: we haven't studied the area properly. Brick nice-looking houses with similar features and space have the similar prices - check this one...

think we did a mistake by giving the offer for this property - http://www.realestate.com.au/cgi-bin/rsearch?fslm=1&a=o&id=105073938&t=res&s=vic offered 321, 6 months settlement and 5000 deposit. Accepted. We are still on the cooling off period - if we decide not to buy it we will loose about...

guys, you are telling it's a nice place. I just found out that in Ed. Hills live a way too many afgan people. I am not afgan, so it's not a place for me. I turn to Berwick-Narre Warren now..:confused:

I love, absolutely love the old Bervick with its ancient trees... But. Can not afford :( I don't like the new estates - it's squashy roofs and roofs in bare steppe..