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Guys, In a bit of a pickle with the missus' car. It's a 10year old RAV4 and having it's first ever issue. Basically the auto gears won't change down and this causes the car to start shaking / vibrating rigously when slowing down. Have been to a toyota dealership and they have recommended...

MIL has received a notice re: smart meter installation at her property (Victoria). She's worried that it will drive up her elec. bill (media hype?); whereas my understanding is it's simply a better way of capturing existing usage and shouldn't make a difference on $$$ front. Anyone here care...

Looks like CBA might have reduced their fixed rates? I was looking at the 1year fixed rate last week at 6.94% -- however checking again today it's at 6.84% (inc. wealth package discount). Upto 3years is now below 7% (inc. wealth package discount): 1 Year Fixed 6.84% p.a. Comparison Rate...

The shower in one of my IP's is in poor condition. Some of the tiles have fallen off last week (& pretty much a hole there due to back board deterioation) .... so probably looking at full strip + retile to bring it back in shape. Potentially may need a new shower screen as well (2 panels)...

I was baking potatoes in the microwave .... peeled and wrapped in serviettes ... ended up setting the timer at 60 minutes instead of 6 ... and roughly 10-12mins later realised the mistake but it was too late. The potatoes came out black ... serviettes completely burnt and smoke everywhere :eek...

Interesting bit of news: Yellow Brick Road removes proof of savings in home buying applications http://www.news.com.au/money/property/yellow-brick-road-removes-proof-of-savings-in-home-buying-applications/story-e6frfmd0-1225912093936?area=money-sub-one I'm personally still confused...

Last week I bought a new car (Melbourne); and the breakdown of the (total) driveaway price includes a "Compulsary Third Party" of $429. Is this a mandatory insurance requirement in Melbourne/Victoria for new cars? Additionally I've also just bought full comprehensive car insurance .... so...

Does the ANZ allow for more than 1 offset account (ANZ One) as part of the breakfree package (i.e. similar to Commbank's multiple MISA's)? Or would I have to cough up $10pcm for privilege of a second offset account?

Fascinating read: All 63 apartments have been built - down to the light fittings and taps - in suburban Brooklyn and are being craned into place over just 14 days http://www.heraldsun.com.au/news/victoria/is-this-the-ultimate-in-home-delivery/story-e6frf7kx-1225862264794 Found it on...

have any of the big4 passed this on yet? It seems to be relatively quiet (other than NAB's earlier promise to keep theirs in line with RBA)? or is it just me?

interesting article: http://www.lendingcentral.com/2010/02/07/two-more-rate-rises-then-nothing-for-15-years-says-economist/

The new IP i just bought (in Victoria -- moonee valley council) comes with a strata title ... which doesn't make any sense since it's 2 houses side-by-side on a normal rectangular block (think duplex type) with only bit in common being the wall in between What's even more bizzaro is that the...

the current dishwasher seal has given way and water is leaking each time I use it. The dishwasher is out of warranty. Where do I go for a replacement seal? is it easy to DIY? any assistance appreciated.

folks, I'm hoping to pickup my next IP soon ... and will be looking to borrow @ 80% LVR with preference for variable loan. The NAB 3yr variable at 5.69% is tempting ==> http://www.nab.com.au/wps/wcm/connect/nab/nab/home/personal_finance/2/20/8 I don't require any offset facilities hence...

Folks, Me & the missus are on a mission to find new homes for couple of unwanted pets: 1 Kitten - 4mths - female - black color - owner moved houses 1 Jack Russell (pure breed brown & white color; photo attached) - about 7mths - male - name is Charlie - cute but naughty - will require...

Having just made an offer on what could be IP3, and wanting to stay on variable rates + potentially a new lender (don't wanna go into 7 figures debt with my existing lender), the new St George Advantage offer (http://www.stgeorge.com.au/promos/yourhome/home-loan-variable.html) is looking ok to...

Quick q ... would art painting's (belonging to landlord == me) hung on walls in IP be depreciable item? if yes, then qty surveyor's estimate acceptable?

ok ... here's the scenario: MIL wants to install central gas heating + 3 aircons (split type: 1 in each bedroom) in her house. Working out the approx costs, I've recommended she might as well go for an inverter ducted system ... and also managed to get a pretty good quote (or so I think)...

please help. I've just returned from an overseas trip yesterday and had the central gas heather turned off for 30 days (switched off at the power + gas inlet valve). Now when I turn it on, the pilot refuses to stay on. It's an internal (roof space) Brivis Wombat 92 central gas heater (approx...

As the title suggests, tenants have asked for a new lease 4 months in advance. Current 12 months lease completes in May09; and they have already requested a new one to May10. The PM doesn't seem to think anything cynical going on ... and the tenants have been pretty good till date. He's...