Search results

Am starting to save up for daughter's high schooling years, 8 years away. I've weighed up ETF (paying brokerage each time) for VAS/VGS vs investing in Vanguard managed fund directly, and have decided to go with ETF through commsec / nabtrade etc. Thanks to the posters who pointed out that the...

Thanks, will look into it. Link is below if others are interested https://www.vanguardinvestments.com.au/au/portal/homepage.jsp

I'm looking at putting, say, $5k into VAS per year but I actually prefer to split that up into $400 lots per month which is what I currently do with my managed funds for dollar cost averaging. Paying brokerage each time means it doesn't work out so well to dollar cost average into an ETF...

Agree with "you don't know what you don't know". We were in a similar situation to dan_89, were going to move into the new PPOR sometime in 2015 whenever the tenants vacated. Luckily for us (although it was a bit stressful at the time), they vacated a week before Xmas, and we moved in the...

I put all my spending on the c card. it works if you are disciplined and helps if auto-payment is set automatically to pay off the amount required so you don't earn interest. Be aware, up to X interest free days (where X = 45 or 55) is just a maximum and you can't always get all transactions...

Metro Sydney. What determines whether the location is a factor? Currently investigating the anticon insulation and odyssey, we have a peaked roof.

Surely the focus should be on quality, not quantity? :P Don't look at me like that, I have claims to neither :D

No electricity ... you're killing me... I can't even go camping somewhere without hot showers!!

Cool, thanks for the ideas, I will look into all those things. Forgot to mention we are getting the whole house re-done with LED downlights so that is another small step I guess. Bio water system - does this mean sewerage water is recycled for water for toilets and gardening etc? Can it be...

Paul (PFI) has lots of good finance-related posts too - though I guess your list is mainly brokers but I still thought it was worth a mention :)

Been tossing up some ideas as I want to reduce my environmental footprint, but getting stuck on what does actually have some environmental benefit and where the payback period won't be 20+ years! * Solar - we don't have a north-facing roof but seems this idea could be worth investigating *...

Some big Chinese theme park planned in Warnervale apparently http://www.wyong.nsw.gov.au/for-business/chinese-theme-park-warnervale Cons: lower socio-economic area, most of my tenants have been single mums on Centrepay etc. I am ambivalent about Wyong & surrounds. It's the only place that...

Hmmm... *looks at the description under my username*... Yep me too!

When I was making my cup of tea the paper end of the string fell into the boiling water :(

Hi all, Recently I've been thinking about genetics and how my brain is wired. (In my family going back 2-3 generations, there is a clear anxious/OCD streak and also an ASD streak (autism spectrum disorder) - not saying necessarily the two things are linked, just saying that you can recognise...

Just curious when this 'last time' was that you mean? Do you mean the last peak 2002-03? We recently sold one of our places in Sydney too. We were starting to get over-exposed to the Sydney market (particularly in the inner west) so sold the ex PPOR for CGT free gains rather than one of the...

Makes a huge difference, I consider it worth every penny. usually your RE agent will organise quotes for this, I don't think you should have to organise it yourself...?

Exactly the same in our house too, but in our house it's Chinglish. (Chinese / English)

Out of the inner west, I would be looking at Ashfield, very large Asian population, lots of Asian grocery stores, cheap fruit barns, and fishmongers/butchers. Don't know much about Kogarah sorry. Cheers

Interesting article with the focus on Gosford and East Gosford. What are people's opinions on West Gosford vs East Gosford?