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Just got the final invoice for my build on an IP. It has a variation cost of $336 added, I assume this is for a light that was forgotten on the electrical plan in the walk in pantry which was added before signing the contract. Yes I should have read the electrical plan more closely, however...

Currently we are looking to purchase a place for a PPoR that has been vacant for ~7 years and is about to come on the market, not listed yet so trying to get in an offer quick. Currently the bank would probably view this property as non habitable (even though possums seem to think it is fine)...

I am about to call my broker and run this scenario, thought I would get some advice here to ensure I'm as informed as I can be prior to calling. We are looking to purchase a PPoR (in NSW) ~650-700k and plan on using an IP for the deposit. IP Val $250k Loan $130k Equity @90% $95k This...

http://www.news.com.au/national/cashless-welfare-card-to-stop-addicts-using-money-on-drugs-alcohol-and-gambling/story-e6frfkp9-1227272956189 Interested on peoples opinion on a system like this. As first I was all for the idea of controlling the finances of people on welfare to ensure the...

MY GF is trying to get funds from her IP to either purchase another IP or a PPoR. It is a lender that has their own "brokers" and won't deal with our broker directly :mad: (this is an old loan before we met) they also keep trying to push cross coll (yes we're running). Due to the time it...

Not sure the best way to approach this. A builder has dumped piles of dirt, rocks and fencing on my lot. I'm due to start construction in the new year and require this to be gone and either need to get the builder who dumped it to remove it or pay myself. I know it was one of the builders...

Trying to price a renovation on a possible PPoR as best I can. Want to know if the purchase is good value considering reno costs. Looking at different cladding options (currently it's asbestos/fibro) and going for a weatherboard type look. Options I have read/considering are. - Actual...

I can't use the search function on my nexus 5. When I click search it opens the search box. When I click on the text box my keyboard begins to pop up then both close. Anyone have similar problems or a solution? Thanks

I am looking at purchasing a PPoR. The house is an old 3br asbestos shack with leaky roof/gutters. All external and interior walls along with the roof are asbestos. I was wondering if anyone has used or can recommend someone in the Sydney/Shire area to remove asbestos so I can get proper...

So I bought a block of land and I am building a house on it (IP2), pretty basic! As was the valuation; Valuation = Build cost + Land cost Over the six months or so that it has taken for the title and settlement the land value has increased and has been revised by the bank, the overall...

First interest payment for #2 was due the other day, I noticed that no funds had been removed from my nominated account and called the MB who called the bank (why call a bank when you have an awesome MB to sort things :D) So the bank gets its back up saying that I'm a bad client, can't even...

Hi, My gf has a mark on her credit score. Story is her REA was meant to pay rates etc on her ip and didn't. She has since paid the amount which was under 1k. This all occurred about 3 years ago. Is there anything she should/could do to minimise any problems this might cause? She is hoping...

I'm callinv fair trading tomorrow but thought I would get some advice here first. I moved out of a rental 3 weeks ago. The garage remote stopped working about a month before moving out. I just assumed it was a battery and left it. I called up today asking why we haven't heard about the...

Hi, I have a one bedroom apartment and was looking to change the sliding doors on the balcony to bifolding ones to allow the living area to be more open for entertaining or what ever. How do I find out if this would cause any problems with the strata/body corp? Or is it something minor...

I was interested to see if there is a relationship between investing success and having an education in say university, trade, other. And also in terms of generation, maybe in the past it was easier without an education but getting more difficult now to get started. There are many stories about...

Just thought I would try here as I've just started looking. I've just been posted to Sydney and I'm looking for a place to live around strathfield, homebush or croydon. Or out near Menai. looking for a 2 ($350-400) or 3 ($500-600) bedder. I'm a Paramedic and my permanent station is in...

Hello I am looking at putting some new flooring in a kitchen/dining area that has old lino. I was reading a post from Sue78 where she used click together click together Vinyl Laminate boards, but no name or store was provided that I could find. I was wondering if they are something like...

Hi, thought someone here might be able to help me or offer advice. I've recently just got a new job, I have 8 weeks training in Sydney, Rozelle area, then I'm off to Rutherford ... I'll need somewhere to stay that's close to training from around May 5th for around 9 weeks... Does anyone know...

Hello, I'm wondering if anyone here has access to past sales data. I'm looking for the sales price of a property. Not because I want to buy it but because I have broken up with an ex and she is trying to screw me - she even has gone to the trouble of getting a sworn valuation which has many...

Currently My Ex and I are building a house and she wants to buy out my half - all fine. I'm just checking that I won't have to pay CGT as this was ment to be our PPoR and we claimed the FHOG (she will still live there) If I need to I can move in for a week or two but I would prefer not to if...