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5.99% & thereabouts fixed for 5yrs is seriously tempting me at present. For those of you that are interested the following site provides a free weekly newsletter that I find a nice easy way to keep a regular eye on interest rate movements. http://www.yourmortgage.com.au/news/

Adrian - your last comment sent shivers thru me - aaaahhhh Glen, I'm fairly sure that the only things you need licensed tradesmen for over here are electrical work, plumbing & employing/contracting a painter on a job of over a few(?) hundred dollars. Good luck & watch out for the sea...

XBenX Here's two (or for some possibly three) ways of paying for it: [list=1] Depreciation Charge tenants for their right to save money in your environmentally responsible dwelling :D In those areas where it is available - Govt rebate [/list=1] Environmental efficiency can well be...