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    Increase Fence Height - VCAT appeal - anyone any luck?

    Hi Due to Neighbourhood laws, the Council will only approve a 1.2m high front fence, and we can then appeal it at VCAT which has a waiting list of 8 months. Has anyone been successful at a VCAT appeal to increase the height of their front fence, our side fence is 1.8m and we want to just...
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    Can I take out my own Building Insurance - In addition to the Builder's

    Hi Currently building, slab down, can I take out my own insurance, (I am sure the builder has his insurance) to insure against the builder should he not complete the work for some reason. What insurance companies do this? What are the policies called? Cheers
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    Has anyone had a ++ experience with Off the Plan?

    Hi Has anyone had a recent positive experience with buying off the plan either for investment or for PPOR? Cheers
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    Ashton Homes - VIC Builder - anyone had experience with them?

    Hi Has anyone had good or bad experience with this builder, located in Williamstown VIC? Cheers
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    Buying off the plan - what are the steps?

    Hi Sorry if something similar has been asked before. I am a cautious/worried purchaser. I am reading lots of stuff about off the plan purchases, but want an understanding of the order of events. The Council told me that the Developer has been granted approval to build x amount of townhouses...
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    Safest method to give a Developer a $ Deposit

    Hi I am buying off the plan, and the Vendor/Developer/REA (same person) wants a 5% deposit. There is no slab/building yet, we are entering into a contract. What is the safest way to give a deposit. Can you put a deposit in both my name and the Vendor's name? I thought a Bank Guarantee was...
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    Getting Finance FHOG - Buying off the Plan - Why so difficult?

    Hi All I am just after any advice/experience, for obtaining finance for buying off the plan, with the FHOG. I have a 10% deposit my own money + the grant, yet still many of the lenders, are making a fuss, saying that buying off the plan is difficult and they will only lend 80%. Has anyone had...
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    Home Loan from pre-approval to unconditional - do they do a final credit check?

    Hi I have had pre-approval, and at the time did not have any other loans to declare, but now I am about $6K short for the deposit, and I am thinking of borrowing it from a financial lender. I was wanting to know if I borrowed it from another Institution (other than that where the home loan...
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    How do you ensure the Bank Evaluator won't knock back your finance?

    Hi REA tells me the Vendor wants $370K, but recently knocked back $360K so he might consider anything in between. I am considering putting in an offer but my mortgage broker tells me that currently Bank Evaluators are knocking back finances and evaluating prices at 10% less, as most houses are...
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    If you find a building inspection hump can you offer less?

    Hi Sorry for the blonde question. If you have signed a S32 for '$x' amount, subject to building/pest and finance approval, with a timeframe of 2weeks to complete checks....IF the building approval comes back to say that you need '$x' amount of re-stumping (for example) as long as it is within...
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    How to buy a house steps - Are these correct?

    Hi Although there is so much information on this forum, thank you, I just wanted to ask for feedback/confirmation if I have understood the buying process correctly. These steps are based on a pre-approval for the loan. 1. Verbal offer to the Agent that you are interested at $x 2. REA...
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    Traralgon, Sale, Morwell in VIC - any experience?

    Hi Would be interested to know, if anyone has investments in these towns, would recommend an investment opportunity there? Knows anything positive or negative against an investment in that area? Cheers
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