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I've done some searches and can't seem to find my exact answer on this one... If we extend our PPOR loan to 90% to access some equity (so paying LMI for the privledge) to have in an account ready to use to purchase an IP, is the LMI tax deductable over 5 years as a borrowing cost? The money...

http://www.news.com.au/money/federal-budget/school-uniform-rebate-for-parents-in-federal-budget/comments-fn84fgcm-1226051892644 Another good one :rolleyes: I'm not happy at all. I know that we will have to wait for Tuesday for the real news, but what are your thoughts?

My son is a bit of a fussy eater and one of the things he really dosen't like is fish. I'm not a huge fish eater but I do enjoy it when it's cooked well and I try to have it fairly regularly for the health benefits. My boy dosen't like tuna, or salmon or even a nice battered flake from the...

Hi, our old computer died and took with it the old Adobe Photoshop I used to use to get rid of red eye etc from photos. The system that came with the camera is not very good. So now I'm after a recommendation for a photo edit program for Windows which is user friendly and nothing too heavy...

Hi, who do you use for travel insurance and why? Thanks in advance!

Ah Spring has sprung! Lovely, except for the bouts of gastro going through the preps classrooms and HAYFEVER!! I am suffering very badly this year and yes, I've tried the latest and greatest tablets. They sort of work... my nose dries up a bit but I'm left feeling a bit hungover. I have...

Anyone a proper massage therapist? What's life like? Seriously considering this as a career option. Thoughts? The course for Cert IV is about $5000 but if you do land a job (or start a busines) the hourly rate looks ok.

Normally I wouldn't be on here, no I'd be enjoying my Friday night dose of Collectors on ABC and a quiet port or two. :( Not good Andy, what's going on? I felt sick when I heard the news...

Ok, it's late and I could do with some chips. I really liked those Smiths chips that were part of the design your own flavour promo, the buttered popcorn ones. What happened? It all just vanished.

Anyone live or own an IP near Sydney airport? Seems it's all apartments or units looking on realesate.com. Is it very industrial? What sort of area is it? Looks pretty close to the city and the prices seem ok (after looking at Melbourne lately!). Thoughts appreciated. Before I get told...

Total cost of cleaning came to approx $570 and my husband and I had already given it a brief spruce up and didn't think it was too bad. :eek: I'm thinking about becoming a cleaner in Docklands. :rolleyes: Without starting a new thread I also wanted to add that I found our new tenant on...

So I asked my darling 3yr old son this question about 2 months ago, "What is something you REALLY would like the Dummy Fairy to bring you?" Answer, after much quiet thought, was, "A cuddle." :) Then this morning in Coles he was gaping at the Easter Eggs, so I say "Gee there are...

My little girl is growing up and starts school tommorow. It's actually only 10am till 12noon but the first time in uniform, huge back pack etc. Happy and sad, I don't know how it will pan out. She will be fine, it's me that's the concern. And then next week my tiny boy starts kindy...

I've done searches but can't find what I'm after. My question is, with a house and land package do you pay 10% up front? If so, surely it would only be 10% of the land cost and then I gather you pay in installments as the house is built? So you would get pre-approval from the bank for the...

Why can't people type their name at the end of text messages to my mobile? I got about 3 messages wishing me a Happy New Year and I've got no idea who they are from, even if they were meant for me! Lazy, I say. Sorry for another petty rant. I feel better now.

This will be a dumb question to all the music people out there I'm sure, but have Coldplay put out a best of cd yet? If so which one is it? I really like Viva La Vida and also the older stuff ie. Yellow, The Scientist etc. Does this mean buying 2 cds? Don't talk to me about downloading...

I've searched and searched but can't find an up to date map of Point Cook. Google Earth is out of date with all the new estates and I'm finding it hard to find streets let alone actual houses on any of the maps. Anyone help here?

Hi I did search but didn't find any former posts from anyone about Open Learning or Distance Ed. I've found a course called Introduction to Financial Planning (RMIT) which costs about $1000. The full diploma course looks like it would really be too much for me but I'm wondering if anyone else...

Had quite an evening... Mumma Magpie was out in the back yard with Baby Magpie for what I'm assuming was it's first venture out of the nest, (we can see the nest in a neighbours gutter so know this family). Well, Baby had got itself stuck on the path to our backdoor/verandah and Mumma was...

Since some of you have helped with our journey thus far I thought I'd share the good news that we have now settled and signed up a tenant (had a choice of 3 applications, so needn't have stressed) for our first IP! Where? Well, if you've been paying attention I wouldn't need to tell you that...