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Hi, What do you think the Government will do with the FHOG come June 30? With STG Bank & RAMS no longer offering 100% lending this would mean that the average first home buyer would have to come up with $25-30k up front to get in to their first home. If the FHOG is decreased - the...

I am looking to build a my first home in Perth - unsure which area yet. I don't have much in the way of savings and I am wondering if I can use my FHOG as contribution. I have heard that the bank can not accept fhog as contribution for fhog because it is not paid at settlement? It is paid...

anybody offering assistance?

bankruptcy was due to investment in shares that went pear shaped. im looking for the highest lvr possible but im not sure if any lenders will consider

Hi, I have been discharged bankrupt a month ago and seeking finance to purchase property. In these tough economic times will any lender consider my application?

Which lender's still offer the 100% option for a purchase? I know RAMS do - But I was hoping to utilize an offset account for transactional use which RAMS does not offer. Anyone able to assist?

SMSF ? What does this stand for? I find it hard to keep up with the abbreviations you all use on here

thanks for the reply. What if it is a defacto relationship/friend - can they still be on the loan

i wasnt aware that you can be a party on the loan if you're not listed on the title. how does that work? - I was told by my lender this wasn't possible as the co-borrower has no direct benefit to the loan. So if I wanted to purchase a house in my name - I could use somebody else's income...

i wasnt aware that you can be a party on the loan if you're not listed on the title. how does that work? - I was told by my lender this wasn't possible as the co-borrower has no direct benefit to the loan. So if I wanted to purchase a house in my name - I could use somebody else's income...