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Hi Guys We just purchased our PPOR.....but don't want to move in yet....were thinking roughly 12 months. Just wondering if anyone had some calculations, so we could see what sort of CGT tax we would be liable for down the track. Perhaps its worth moving in first, then moving out (for...

Aimy Appreciate your response I have several friends who grew up on Sydneys northern beaches, have been priced out and now live on the central coast and rave about it There does seem to be a lot of properties on the market in Umina....any ideas why? Any ideas about the promised fast...

Hi Guys Just wondering if we have any central coast locals/investors online? I can't see whats wrong with this place (Umina beach) On the southern end of the central coast, so very close to jumping on the freeway, or close to Woy Woy station for a quick commute to Sydney...

Thanks! Hmmm....yeah, maybe I will just stick with the idea of renovating the house so that we can live upstairs and rent out downstairs as a self-contained apartment Cheers

Hi Guys Wondering if anyone has any advice on the following. I am looking into the feasibility of purchasing a large 2 storey (6 bedder) house in Sydney's northern beaches, with the aim of creating 2 self-contained living spaces. We would probably live upstairs and rent out the...

Hi Guys In general - would a dvd set on property investing be tax deductable? If so -are there any conditions.....ie your have to have a IP etc Thanks in advance! Sam

Hey GSJ Do you have a link to that pdf on the properrtyoz.com.au website by any chance - couldn't seem to find it? Thanks Sam

GSJ Thanks for that.I am primarily interested in retail commercial property. I did hear a small snipet from a McCombie interview - sounded good - but perhaps more focused on industrial/office CP? Any idea if it spends much time with retail CP? Thanks again Sam

Michael I for one - would be very interested in attending such a seminar. I had the fortune to attend one of your evening seminars in 2004 in Sydney on residential property investing -and it made a lot of sense. I guess what I am interested in hearing is: # The differences in each type of...

Hi Guys Just wondering if anyone had purchased/listened to the Michael McCombie seminar/dvd set? The dvd set of 6 costs around $500 and sounds like it could be fairly useful? Any feedback appreciated! cheers Sam

Hi Rolf -and thanks for your input I have the basic variable I/O loan (6.81% i think?) I have been in contact with the bank - but they refuse to be of assistance because I was directed to them in the first place by a broker...who I cant seem to get hold of? (even the banks contact details of...

Excellent news Kristine...thankyou...

Quick question... I'm thinking of selling our PPOR, and moving into our current IP for a period of say 18 months or so to save a good deposit for a house - current IP loan is $300k I/O What I'd like to do, is switch loan type (currently use CBA) - so that cash released from the sale of our...

Thanks Dave! I am thinking the same as you....sit down with the newly married Missus early Jan and do the above Will use your spreadsheet -cheers mate! Sam

Hi bonecrusher I've had 3 PM's in 20 months. The worst thing was - all times -we weren't even notified? I'd call/email...and find the receptionist say -' oh no..so and so has left etc' What can you do? cheers Sam

Guys A few comments on this topic CRC/WD 40 - forget it! If you do leave a few paint spots/splashes (yep its nearly impossible to do a perfect paint job )......please.....please....if you want to scrape the windows: # THE GLASS MUST BE WET !!!!! Do not EVER, and I mean EVER...

Hi guys...quick question...just wondering if the ATO will let you do the following: I am hoping to refinance my existing PPOR loan -in order to take some cash as a deposit on another house -at the same time changing my existing PPOR into an IP (ie rent it out) eg using numbers as...

Stanley A funny storey for you which I feel sums up Dales dedicated and personalised service! Working shift work, I sent an email to Dale one night....probably around 4.30am.I was horrified to see the reply to an in depth email returned a few minutes past 5am! I say no more.... cheers...

Hi guys I live on the northern beaches of Sydney, and get to the BM quite a bit with my mountian bike. Its a fantastic place......different climate and atmosphere than anywhere around. Commutable to Sydney...perhaps if you were working a few days/week from home? Yields are...

SA Hows things geezer? We are struggling with the work load without you over here in oz! Lemme know if you want me to check anything put for you back here -be happy to help Cheers buddy Sambo