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Hi, a couple of days ago I signed for my first home loan at under $170,000 and the amount I requested was accepted with no hesitation even though I'm self employed. At the same time I received a letter from another bank telling me they are willing to lend me over $300,000 (with mortgage...

I wonder if it is possible to get the bank to change rates if you say to them that I can get a better rate at another bank? Maybe they have set rates!

I had been considering buying my first home in the sw NSW areas which homes are fairly cheap but with all the dry weather and fire tragedy's lately I wonder if it is worth the risk now especially with dramatic climate changes forecast. Also many people might start selling up in the outer country...

Which of the following homes would you prefer to buy? 1./ Better established location older home that need cosmetic renovating Larger land size or 2./ Not so great location currently (poorer area) although there is a new area close by that is been developed for a large new...

I can't believe this is the best property search websites we have in Australia. From a buyers perspective they have so many problems it's deplorable. Let's start with Domain.com.au If you want to search for a home or an apartment then you can narrow your search down to these but you need...

I would like to know what is generally acceptable in the industry in regard to making an offer, I know these are not really rules but I'm looking for guidelines.... Can I make multiple offers on homes at the same time and pick the one that is accepted I like best? Can I email an offer...

Hi, I would like to know (confirm) if I purchased a home with my own money, lived in it for less than 6 months while renovating it then I moved out and rented it out would I then be able to apply for the FHOG for another property? From my understanding as long as you have not lived in a...

Hi, I'm currently trying to work out what is the best option for me to buy something to live in and as an investment because I would probably like to sell it within 1 year. I have a budget of around $70,000 - $80,000 and this included $14,000 from FHOG. I want to buy something within 5...

Hi, I'm thinking of buying a very basic home on property out in the country. The other option is to buy a property already built. I'm hoping experienced members can offer some advice/feedback or other options to what I could buy. Here are some details: I want to buy my first home to...

Hi, my bank has told me my loan is approved after waiting for a long time due to the Christmas break and a few delays. I'm planning on buying a cheap home way out in the rural south west NSW. When I first found the home I was quite new to all this but since then I have read every property...

I hired some solicitors that live near me to help me buy my first home way out in the country which is quite cheap compared to homes in this area I currently live and at first they seemed quite friendly etc but after I signed their contract to hire them my solicitor has been very rude and...

I have a cheap first home under $70k that I'm about to buy, just waiting for the bank to get the loan docs finished (my rep said I'm approved for loan) and that should be at the end of the week from what they told me. I decided to order a pest inspection and they will do that next week and as...

A cheaphome I'm interested in out in a rural area apparantly has it's own septic tank. My solicitors have all the details but from what I understand I don't have to maintain it or anything as the council or some other organization does this. What do you think about buying a property in a small...

:) Hello, my first post in this busy looking community. I'm purchasing a cheap property over 5 hours drive from Sydney, way out in the sticks in a small town and not too far from other larger towns. I actually want to become a property investor and renovate homes and sell them off. I used...