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:rolleyes: Is there any reason you are happy to believe their account yet question mine? Let's think this over: What agenda do I have? Answer: only to show people how badly these people performed. What agenda do they have? Answer: As if they're going to admit to that publicly...

:rolleyes: I'd like Albertus to explain to everyone why she had to come in and take control in the first place, because none of what she talked about was an issue at the time she came in. The issue she talked about only reared it's head right at the end after C+N had to submit our app...

The solicitor knew within a week of us consulting C+N. The C+N should have said they can't do it. But they didn't - they said as long as it was legal they could do it because they had a good relationship with their vendors. Yes there was a breakdown in communication with C+N. Right from the...

Why don't you ask Albertus why she had to get involved in the first place? Had nothing to do with anything that she talked about. I wonder if she will be as eager to "set the story straight"?;)

Chan and Naylor said this would be ok as long as the solicitor said it was ok. It was a legakl issue rather than whether or not the lendor would accept it. We took responsibility for it being legal, Chan and Naylor took responsibility for it getting through the lender. C+N assured us everything...

When I have time to corelate the whole lot I will post it. But rest assured they made bungle after bungle after bungle. It wasn't the bank. And I'm not guessing here either. C+N made mistake after mistake after mistake.

Actually, he is not right. At all. They made mistakes on their side and admitted as much and refunded us $3000. I'm not sure how you can sit there and dispute that? That's great, but I just told you it was C+N's fault and you are trying to tell me I am mistaken? What is your agenda?

So if that was the problem do you think they would have handed me back $3000?

Sounds like you're doubting my story? They wouldn't have given me back the $3000 if there was any reasonable doubt. I am very aware that they will see what I have posted and the truth is that they can't do a thing about it. It happened. We have over 6 months worth of email trails. They cannot...

No - I was a victim of C+N gross incompetence. * I'm not sure why the mods insist on removing that. I have clear proof and they have admitted it. If they want to sue me, good luck - I have ALL the correspodance. No libel here. Just reporting what mistakes they admitted they made.

:confused::rolleyes: That is useful advice. Nothing more, nothing less. He doesn't have any other reason for doing it that way other than "it makes me feel comfortable". There is no compelling underlying reason. If you guys don't have the balls to tell him he's complacent, or think it's...

I had a really bad experience with Chan & Naylor. They had to refund our money but we still lost out badly. It took their finance department almost 6 months to get a one loan approved and another ended up being knocked back. They told us there would be no problems at all. They told us approx 6...

In context, daft. You're not maximising your net worth doing it this way. As your portfolios grow, your bottom line always alters. Imagine having an $80k IP with $64k debt 20 years ago and never paying off any principal. That house would be worth $500k now and you'd only owe $64k. There are some...

What, like buying a place for $680k and renting it 5 years later for $4200? I don't know of any 1st time investors who have an eye to spot that sort of deal. If they go for that kind of expectation from the start the chances are they will be disappointed. What are you talking about? Are...

Only for dumb people. Anyone who is half intelligent knows there are exceptions - they don't have to be mentioned every single time - it's a waste of time. It is assumed knowledge. The problem with just using exceptions as TPGKAD did is that it's unrealistic. Why would you give a starter...

So are you trying to say $1k EXTRA is not a lot? That's an extra 40% Below you try to tell me PM is so basic that anyone could do it (and I agree on that). But that begs the question "why would you pay an EXTRA $1000 for something that anyone can do" Didn't think that one through properly...

Good luck finding people to associate with who are up to your high standard, but I suspect they will be hard to find. Besides, you'll find it tough without anyone you can belittle.

Not quite. Let me clarify: It's very hard to tell from talking to someone as to whether or not they are competent. PM is not exactly rocket science. It's not conceptual so you can't catch someone out for not knowing their stuff. It's a pure work rate and competence thing. All the lazy...

No. I don't have time or expertise. I'm more than happy to pay for it, but I can't justify an extra $1000 pa. I usually -ve gear my place to anywhere between $2k-$4kpa. An extra $1k on PM fees ends up being a very large amount. If someone said PM A is $1000 more expensive but PM B will...

Cheers. This is what I was after. Which office did you use?