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There'd be less people renting due to the mass of FHBs last year, therefore increasing the vacancy rate and reducing pressure on rent increases. Add to that investors are expected to pick up where the FHBs left off, adding more rental properties to the market and removing more pressure on...

Westpac have decreased their LVR from 92% to 87%, adding $12,500 to a deposit on a $250k house and in turn $25k for a 500k house. Using 50K as a deposit, a 5% change in LVR ie from 95 to 90 halves the amount you can borrow. 5% of 1,000,000 is 50k, 10% of $500,000 is 50k so going from 92 to 87...

The extension of the FHOGB will come down to government coffers - the 42 Billion stimulus package has put us in record debt so will they be able to continue handing out cash even though the government is neck deep in red ink? I don't think FHB demand and industry lobbying for the FHOGB will...

You never know but it seems Centrebet know something... or nothing at all. For all those Blue Skyers out there, put your money where your mouth is and clean up since you're ahead of the game. :D

The American sharemarkets are showing plenty of value at the moment. GM, Citigroup... All the big 'blue chips' are cheap as chips!