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  1. Evachange

    Test Message - Been away

    This is a test message. I have been away for a while, due to family member passing away from cancer. Back and hope to add some value soon. Cheers,
  2. Evachange

    Recommendation – Property Manager – Macarthur

    I am in the process of arranging for my mother house to be rented, (unfortunately mum has terminal cancer and now is in high care), which brings me to my question. Can anyone recommend a good managing agent in the Campbelltown (Macarthur Area), it’s been years since I used on in the area and...
  3. Evachange

    Web Site -www.onthehouse.com.au/

    Hi All, Anyone seen this site and have you used it? http://www.onthehouse.com.au/ Thoughts etc?? Cheers,
  4. Evachange

    1300 Number Service

    To any business oweners that use a 1300 number service, can you recomend a good one? The "company" that I am using at the moment seems to keep making errors, taking down the wrong number etc.. Which makes me look bad when I don't return call's!
  5. Evachange

    Campbelltown/Macarthur PM?

    Has anyone got any recommendations for PM in the Campbelltown/Macarthur area? (Residential property) Thanks.
  6. Evachange

    Book on Residential Real Estate Investing?

    Most comprehensive book on Residential Real Estate Investing? If you were approached by a friend or family member who wanted to learn about Real Estate Investing and you could only recommend one book on Real estate investing what would it be?
  7. Evachange

    Anyone for Gold Prospecting?

    HI, Any others on this forum go gold prospecting? I would be interested to hear what methods you use. I would ask locations but guessing that if you have a good spot you’re not going to tell me where it is?? ha ha. I find it sometimes good to get away from the office and enjoy a bit...
  8. Evachange

    Traders and Investors Expo?

    Hi All, Did anyone go to the Traders and Investors Expo? I went to the one in Sydney on the 29 Oct 2010. I have not been for a few years and did notice that this year there was a lot in the line of people selling property. Last time I went it was more about trading stocks, CFD's etc...
  9. Evachange

    BullCharts User Group - Sydney

    Hi, For anyone that uses BullCharts software or does trading, read on. A new user group for Bullcharts users is starting in Sydney, so if you are interested then please send me a PM. We will be using the ideas and framework of the Melbourne group. More details soon. Kind Regards,
  10. Evachange

    Tv?

    I have a TV that I am giving away if you or anyone you know would like it? Details are: It’s an 81cm TV the old style CRT tube, there is nothing wrong with it, I just don’t need it anymore. I will even drop it off if you like, local drop off, (Macarthur - Hornsby) i.e., I won’t drive to...
  11. Evachange

    Overdose - Four Corners?

    Hi, Anyone watch Four Corners? Very interesting on the GFC and bubbles..
  12. Evachange

    Adelaide Bank - 95% LVR

    **Apologies if its all ready reported** Adelaide Bank have advised that as from Monday the 23 August they will be increasing their maximum LVR for owner occupied purchases to 95% plus capitalised LMI. Kind Regards,
  13. Evachange

    Wrapping?

    I am posting as I would be interested to hear what some of the other brokers and forum posters see happening with wrapping/vendor finance once the new credit laws come in. It seems that at the moment this is a grey area, what will happen once you have to have a credit licence? Any thoughts?
  14. Evachange

    Deal Decline - Defaults

    Hi, Has anyone had this happen to them before? I had a deal declined with ING due to client having two defaults (telco), however after this occured 23/2/2010 I had the client get a copy of their CRAA and there is nothing noted on the file? Any other brokers or borrowers have this happen?
  15. Evachange

    Rams - Changes to Low Doc

    Its not only SGB that has changed its policy on teh low doc loans. If it has not already been posted; Rams have advised that as of the 25 Sept * Changes to Low Doc policy - 12 mths BAS required along with ATO lodgement reference number and 3 mth working account statements. Self employed...
  16. Evachange

    Reply to Questions?

    Hi, To the other MB on the list. Doing a bit of research and was hoping you would help. 1. On average when a client has a question and you don't have the answer how long does it normally take to get a response from your Aggregator? 2. Does your aggregator allow you to speak direct...
  17. Evachange

    Invet Prop in Unit Trust Loan in Personal Name?

    Hi, Does anyone know of any lenders that are doing Property in Unit Trust and the loan in personal name? Apart from: IMB St George First Mac Thanks and Regards, Alex
  18. Evachange

    Fhog

    Hi, What are others thoughts regarding the end of the FHOG, will the market slow down? Do you think there will be less enquires for home loans? We have been flat out, some really late nights, finish at midnight and back out the next morning. Thoughts? Alex
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