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Well done to the young girl. However, there are others more worthy of our attention, praise and support. For example... http://www.abc.net.au/austory/specials/childrenlessergod/default.htm Night all... TheBacon

Hi all, Baby #3 is on the way and the missus and I are on the lookout for a larger vehicle (the Honda civic just wont do it for size). The Good Lady wants a 4wd with third row seating. I dont want to buy a new car, I want something below $25k, that has (or can have added), the extra seats...

I did it again. I was desperate for something to read on the train. Heaven forbid you look up and actually make eye contact with the people around you. Accepted practice is mp3 player, sunnies and something to read. Anyone looking around or talking must be a psychopath and is to be avoided...

How easy is it to get large loans for share portfolios? Do the same serviceability criteria apply for loans against share portfolios? For example, am I able to obtain an 80% LVR loan on a blue-chip portfolio? If I am able to borrow a few hundred thousand for a house, can I borrow the same...

I have stumbled on a problem http://www.somersoft.com/forums/showpost.php?p=408082&postcount=13 I am not sure what is or is not approved on a house I plan to buy, how do I get around, over, through this? The house is in the City of Swan (Perth, WA). Cheers TB

Hi all, The missus is in love with a house in Woodbridge, and we have put in an offer pending sale of our [http://www.realestate.com.au/cgi-bin/rsearch?a=o&id=104696005&f=0&p=10&t=res&ty=&fmt=&header=&cc=&c=23908896&s=wa&snf=rbs&tm=1204384048]current ppor [/URL]in Bassendean. I have done as...

I was chatting to one of the junior PM's that looks after my IP and mentioned that as we'd just finished a big reno we would like a reappraisal of the rent. Tenants are due to finish lease in May, and know that the rent will rise after that. Well, after about $20k of reno (new kitchen and...

Hello all, I’ve always been intrigued by the concept of investing in businesses, but what does this mean, and how does one go about it? Start my own. Not really an option for me. This is not investing per se in my book but rather a way of replacing my current income. Buy an existing one...

Hi All, can an income tax variation be started from mid-way through the financial year (i.e. now), or must it be done at the start of a new financial year. Cheers, TB

Hi all, Currently in the middle of a complete gut and refit of the kitchen and bathroom in my IP. There was some existing damage and wear and I plan to claim some of it as a repair: Damaged and lifting tiles in bathroom (repair 1 wall); Paintwork in kitchen and bathroom; Some things I am not...

Hello all, Having recently placed the missus and myself on a budget (awful, but important things), it seems pretty clear that along with paying down some personal debt I need to improve the week-to-week cashflow. The two ideas I have been toying with are: Vary my income tax to take into...

I love carols at christmas, but thats not all. There are some songs that I just love at Christmas. What songs do you find yourself listening to at Christmas? I'll start off with one of my fave's... Paul Kelly - How to make gravy TB

Looking for a picture… The good lady and myself are planning a reno on our IP. The place in question has an old wood stove/cooker built into a fireplace in the kitchen. Great old feature piece but completely unusable. I am considering removing the old wood stove and putting in a new stainless...

Hello all, When looking at property I mostly use realestate.com.au as most of the listings in WA are on this site. I have noticed though that some agents don’t always advertise on that site, instead using the reiwa.com.au site or their own agency site. These agencies may be missing a large...

Hello all, where do I start…? In amongst the constant looking for properties at realestate.com.au and the endless reading on here, I’ve been thinking about the end-goal; what it might look like when I finally ‘get there’. I think I’m a fairly capable guy, but the goal just looks so far away I...

Hello all, Is there a quota or limit on the amount that one member can post on a particular thread? For example, the total posts by one person needs to be less than 50% of the total number of posts in a thread, or the total number of words needs to be 50% less? If not, is it possible to set...

Hi ya, I am considering buying a new ppor, which would mean selling my current one. Easy enough so far. I have 2 LOC's and the initial mortgage outstanding against the ppor. Sale of house would require discharging of loan and LOC's. OK. One of the LOC's is primarily drawn to help...

Hi All, In response to this thread http://www.somersoft.com/forums/showthread.php?t=36542 which highlights that there are large restriction on the works we as owners are allowed to carry out on our own without contracting a licenced builder I have started this thread. I am NOT a real estate...

CGT on shares Hi All, I’m not certain how capital gains tax is applied, please help. If a sale of some shares makes a profit, one needs to pay CGT on this profit. OK Is the taxable amount added to your other taxable income? For example, if one made $10k profit on a trade and had an income of...

Hi all I’m considering buying a USB HDTV tuner for my laptop. Does anyone have any experience with these? Anybody know of a review list of these items? There are a number of these items for sale on Ebay, with sold prices ranging from $55-$100. What are the good quality items and what should...