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hi all has anyone ever heard of one of these scenarios, or similar: Person X buys a house for say $500,000 and has the 20% deposit down, so loan amount is $400k. Lets say interest repayments 6% and are sitting at $2000/month for this example and this person has an offset account built-in to...

what do you think about this product "finally" coming out? http://www.ingdirect.com.au/home_loans/home_loan_products/variable_rate_loans/orange_advantage.htm

history: put a written offer in for $423k. Counter offer of $439. Verbal reoffer from me was $426k. Second counter offer was $436k, and then I told them to forget about it. Sat idle for about 10days, then the REA calls me back asking whether I'd still consider buying for my last offer. I said...

Hi All After meeting with about half-a-dozen MB's in my recent search for the best home loan for me, I met with a new MB who suggested the Heritage Pro Pack would suit me best, and based on the numbers he told me, it kills all other competitors. However upon checking online after he left, one...

Hi Not sure if i understand all of this correctly, but i'll set up an example for ease of explanation. get a loan requiring $1500/month interest, and if you were to get a P&I loan, you'd be paying an extra $700/month on top of that for a typical 30yr loan. if you were disciplined enough...

Hi All Apologies if this isn't exactly a Property-related question, I only ask because I'm considering purchasing a property right now, but at the same time am considering paying off my HECS completely instead. I've got a HECS debt of approx $12k and also some savings equating to 20% of a...

hey all I'm looking at purchasing my first property (PPOR). I currently rent and am in the middle of a lease though. 1) If i was to find somewhere that i wanted to put an offer in for/purchase, at what point should I give my landlord notice that I will be breaking lease? 2) how much...

Hi All I've spoken to a broker who said that ING will be bringing out an Offset account (as opposed to their current Redraw-only accounts) sometime in the near future does anyone know any more about this? or have you even heard of it? I'm considering waiting until i hear more details of this...

hi there I'm considering purchasing my first property (FHB) with my partner. We have a good 20% deposit (excluding the grant) and are looking at townhouses or units/apartments in the low $400's. We plan on living in this place as a PPoR for a couple of years before renting it out & buying a new...

Hi All I'm looking to purchase my first PPoR (as a FHB in Brisbane) sometime soon, and want to know as MUCH about a potential place as possible before putting an offer in etc. I think it'd be a good idea to do a brief door-knock in the immediate vicinity of the potential home, to ask the...

I'm looking to purchase my first PPoR as a FHB. I've done a bit of research into how loans work etc, but would like to know your opinions of what type of loan would suit me best. My scenario is: - purchase price ~$430k - Deposit i have is $80k, so i'll have the 20% after the grant - am...

We are coming around to the 1 year anniversary of living in our first rental home/unit, and as such, the owner has sent us lease renewal forms to sign and return. We are keen to renew the lease at the renewed rental price, however I noticed that in the "Special Terms" (part 3 / page 8) of the...