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Hello, My partner and I are going to be buying down in Pakenham in the next 6-12 months. I currently have an investment property rented out at $1000 pcm (in pocket). We won't really start looking for at least another 3-4 months and won't be making any commitments until we've sold the...

Hello, I'm just after a rough idea of whether or not we have a chance of getting a loan - or any borrowing power at all. I have an appointment with st George in about a week but would still be nice to have a rough idea if whats possible. As it stands we have... One IP - p&i @ about...

Hello, It's been a while since I've posted on here, I was doing a lot of reading back in 08 when I bought my first property at 21 - a two bedroom unit in Narre Warren (Vic). Circumstances have changed now and although I probably didn't put as much money as I should have into the property due...

Hi, I've recently purchased a property to use as my PPOR with settlement due on the 17th of April. Everything seemed to be going fine, no issues with the conveyancer until on the 14th of April I get a call from my conveyancer stating that basically, there was mis-communication between their...

Hi, I posted this question in another topic I had on the forum, but I thought it might get a better response on this board. Anyway, I'm considering taking out an IO linked with offset account instead of a P&I loan, but I'm a bit confused about the exact workings of it. **Copy and past...

Hi there, Sorry if this post is a bit long, I just have a lot on my mind, and with the wealth of experience I've found on these forums, it seems like the best place to ask. I've been reading around these forums for the last 6 months, as I've been looking into getting my first property and...