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By years of no capital return I meant only the possibility of making the wrong choice with first IP. Sometimes investment may not provide rental income and capital gain which you've planned but that shouldn't mean that you have to sell it at a loss, right? I'm just analysing my risks. Right...

I want to start building my investment portfolio in property, I need to understand will my future debt in IP hinder my ability to buy more expensive PPOR? I'm a contractor so it's not an easy to get good loan nowdays. Do banks calculate total debt for a person before approving him a loan...

Previous works have been payed already. New lintels and balconies will cost about 130K (around 15K per unit). There are not enough money in sinking funds to cover all that work, so definetely there will be a special levy. Regarding beachfront future - I think council in Narrabeen will be...

I'm thinking to buy an apartment in the block which literally stays on the beach. The problem is that it has been extensively repaired over last year (it was a concrete cancer and it costs 1mln to fix it) and still requires some additional work (balconies and lintel replacements). The block is...

What do you think about this new appartment complex which will be built next year? Asking prices vary from 475K for 1Bed+Study to 600K for 2Bed. It's very close to Pittwater road but quite far away from the beach (15 minutes walk). Rent appraisals are 470 p.w. for 1Bed and 550-650 for...

I'm planning to buy my first PPOR in 400-450K range. I have 200K on my savings account. The plan is to convert PPOR to IP later and buy another place to live. Should I go for offset account facility, pay 20% as a deposit and put everything left on offset account or get smaller loan and when...

I'm planning to spend up to 450K. I can get loan for 250K and pay with full deposit or pay the minimum deposit to get rid of insurance charges. What's the best method? And for overseas loan my question was - Can I deduct interest payment from my taxes if I take loan not from commercial bank?

Here is my brief story: We've moved from overseas to Sydney half a year ago. I've managed to find a job, so we are now SINK (Single Income No Kids). I'm thinking to buy our first apartment here, but now I can see a lot of competition for properties up to 400K from other FHOGs. As this...